Gragg Financial
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$215,357,909
Total clients
310
18% high-net worth
Total advisors
3
of 12 employees
Firm size
Supported
1-3 advisors or $200M+ in AUM
Average clients per advisor
103
Average account size
$694,703
About
Gragg Financial provides investment advisory and financial planning services to individuals, high‑net‑worth clients, trusts, estates, charitable organizations, pension and profit‑sharing plans, and corporations. As of January 1, 2026 the firm reported approximately $215 million in assets under management and offers ongoing discretionary and non‑discretionary portfolio management as well as written financial plans and consulting services.
The firm follows a value‑driven investment philosophy, seeking undervalued companies with strong balance sheets, histories of dividend growth, significant overseas exposure and durable competitive positions, while applying a margin‑of‑safety and a long‑term orientation. Gragg Financial works with sub‑advisors (including CPS Investment Advisors), may incorporate mutual funds, index funds or ETFs where market research is limited, and serves as a fiduciary for ERISA and IRA accounts.
Gragg Financial is also organized as a Certified Public Accounting firm and provides traditional income tax and accounting services alongside its investment advisory practice, a combination that is uncommon among peers. The firm offers no‑cost educational seminars on direct instrument and mutual fund investing (with investment advice not tailored to attendees) and uses Fidelity’s Institutional Wealth Services for custody and platform-related services.
Client services
Expertise
Occupation focus
Fee options
Financial planning and consulting may be charged on a fixed fee basis.
$0 - $3,000,000: 1.50% $3,000,000 - $5,000,000: 1.00% $5,000,000+: 0.75%
Financial planning and consulting fees range from $200-$400 per hour, depending on complexity and agreement.
Fee-only: Financial planning and consulting fees range from $200-$400 per hour, or fixed fee basis; may be waived for money management clients.
Main office location
Gragg Financial
Nine East Marion Street
Shelby NC 28150, United States
Number of offices
1
Most active in
Florida · North Carolina · South Carolina
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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