Grace Advisors LLC

Grace Advisors LLC is an SEC‑registered investment adviser that delivers web‑based investment advice, discretionary asset management, and optional financial planning through an online platform and mobile application. The brochure describes services offered to retail and high‑net‑worth individuals via algorithmic model portfolios and margin‑capable accounts; the filing also reports the firm had no discretionary assets under management at the time of the filing.

The firm’s investment process is driven by a proprietary algorithm that generates, recommends, and executes model portfolios based on client responses to a static onboarding questionnaire. Advice and portfolio implementation are largely automated and discretionary, with clients able to update inputs but without routine in‑person advisory interaction to supplement the questionnaire.

Grace Advisors is notable among its peers for not relying on percentage‑of‑AUM fees, an uncommon compensation approach for investment managers, and for offering an atypical debt‑optimization option that coordinates client‑directed margin payoffs through a third‑party provider (Spinwheel) using FBO accounts. Operationally, the firm routes all client accounts through a single executing broker and custodian (Alpaca), concentrating custody and execution with that provider.