Goldenstone Wealth Management

Goldenstone Wealth Management serves high‑net‑worth and individual clients, as well as trusts, retirement plans, and business clients, managing about $238 million across roughly 71 client relationships with two advisers and a recommended $1 million household minimum. Services are delivered on a fee‑only, fiduciary basis and include discretionary portfolio management, retirement and financial planning, tax mitigation, and goals‑based investing.

The firm follows an active, global multi‑asset total‑return approach that combines top‑down macro analysis with bottom‑up security selection, using both fundamental and technical disciplines and a long‑term investment horizon. Client accounts are typically managed on a discretionary basis and, when suitable, the firm may employ covered‑call and protective‑put option strategies and consider alternative private‑capital investments for eligible investors.

Noteworthy aspects include a founder‑led, two‑adviser ownership structure in which both principals are CFA charterholders with senior private‑bank experience and one principal also maintains an academic appointment, resulting in founder involvement in account reviews and investment decisions. The brochure discloses that the firm pays promoters for referrals and participates in an advisor referral network (with ongoing referral fees), and it recommends Charles Schwab for custody while noting circumstances (standing letters of authorization) that may give rise to deemed custody.