Golden Years Financial, LLC

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Client assets under management

$40,010,000

Clients

279

3% high-net worth

Advisors

of 3 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

High

Average account size

$143,405

About

Golden Years Financial serves individual and high‑net‑worth clients, offering ongoing portfolio management, financial planning, and portfolio risk analysis. The firm commonly works as a co‑advisor by directing clients to third‑party investment managers and providing tailored financial plans and portfolio reviews.

GYF’s investment approach is grounded in modern portfolio theory and a long‑term trading horizon, with implementation guided by each client’s investment policy statement and risk tolerance. Rather than executing trades in‑house, the firm conducts due diligence on and refers clients to selected third‑party advisers, performs periodic (including annual) reviews, and delivers a focused portfolio risk analysis service.

What distinguishes the firm from many peers is its integration of insurance services: a licensed insurance agent affiliated with an insurance business offers insurance and annuity products to clients, and the firm discloses that these commissionable sales create a potential conflict of interest. The firm also emphasizes structured funds and structured notes among its recommended investments and operates without account minimums while relying on third‑party managers for trade execution.

Client services

Financial planning Portfolio management Selection of other advisers Portfolio analysis (mri) services

Expertise

Annuities

Demographic focus

Approaching retirement

Fee options

Fixed

$500 one-time Portfolio Risk Analysis fee; $200-$2,000 fixed fees for financial planning

Percentage

$0 - $500,000: 0.99% $500,001 - $1,500,000: 0.75% $1,500,001 - $7,500,000: 0.50% $7,500,001+: 0.50%

Project-based

$200-$400 per hour

Main office location

Golden Years Financial, LLC

7201 W Lake Mead Blvd, Suite 120

Las Vegas NV 89128, United States

Number of offices

Most active in

Nevada · Texas

Disclosures

Business activities & affiliations

Is active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Is not active or affiliated with:

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure

Quick links

LinkedIn Facebook Website (702) 258-4455

Advisors at this firm

Mark C

Series 63, Series 65

Las Vegas, NV

Golden Years Financial, LLC

Mark Cordner is a financial advisor with Golden Years Financial, LLC in Las Vegas, NV, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. His prior work includes roles at Bfc Planning, Securities Management & Research, Inc., and American National Insurance Companies. Outside of advisory services, he serves as president of Cordner Financial Services, Inc., an insurance agency. Golden Years Financial serves individual and high-net-worth clients by offering portfolio management, financial planning, and portfolio risk analysis. The firm typically acts as a co-advisor, referring clients to third-party investment managers and focusing on investment strategies grounded in modern portfolio theory and long-term horizons.

Annuities Approaching retirement

Daniel C

CFP®, Series 66

Las Vegas, NV

Golden Years Financial, LLC

Daniel Carignan is a CFP® professional with Series 66 certification currently affiliated with Golden Years Financial, LLC. He has three years of industry experience, including roles at Crestwood Advisors Group, LLC, and Charles Schwab. Carignan is also an insurance agent connected with Golden Years Insurance Services. Golden Years Financial serves individual and high-net-worth clients by providing portfolio management, financial planning, and risk analysis. The firm works primarily as a co-advisor, referring clients to third-party investment managers and offering tailored financial plans and portfolio reviews, with an investment approach based on modern portfolio theory and client-specific risk tolerance.

Annuities Approaching retirement

Kelly C

Series 66

Las Vegas, NV

Golden Years Financial, LLC

Kelly Carignan is a financial advisor at Golden Years Financial, LLC with three years of industry experience. Prior to joining Golden Years Financial, Carignan worked at Morgan Stanley and Charles Schwab in various capacities. Golden Years Financial serves individual and high-net-worth clients by providing portfolio management, financial planning, and portfolio risk analysis. The firm employs a modern portfolio theory approach and utilizes third-party investment managers while integrating insurance services through a licensed insurance agent.

Annuities Approaching retirement

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