Golden Gate Personal Financial Planning
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$195,935,082
Clients
33
100% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
33
TypicalAverage account size
$5,937,427
About
Golden Gate Personal Financial Planning works with individual and high‑net‑worth clients to provide comprehensive, goals‑based financial planning, investment advice, and investment management. Offerings include customized portfolio design, coordination with tax and estate planning, and planning for equity compensation and company benefits.
The firm implements diversified, liquid portfolios that rely heavily on no‑load mutual funds and exchange‑traded funds (frequently index funds), with occasional select alternative investments when they meet liquidity and diversification criteria. It seeks tax‑ and cost‑efficiency through limited trading and periodic rebalancing, conducts client reviews directly through the firm’s principal, and manages client accounts primarily on a discretionary basis while disclosing fiduciary responsibilities for retirement rollover advice.
What is distinctive about the firm is its billing model — it does not use a percentage‑of‑assets fee and instead employs a flat, tiered fee approach — and its concentration of discretionary assets relative to a small client roster (roughly $196 million for 33 clients). The practice also emphasizes complex planning areas such as stock grants and options, company benefits integration, concentrated real estate and business‑owner planning, and recommends institutional custodial relationships that provide the firm with expanded trading and practice‑support services.
Client services
Financial planning
Portfolio management
Expertise
General retirement planning
Income planning
Tax-loss harvesting
Concentrated stock management
Wealth management
Fee options
Flat fees for single engagements based on service tiers; 50% deposit required on signing
Flat fee based on service tier
Minimum fee: Base Rate: $7,800/year or $1,950/quarter Fee-only: Flat rate fees based on service tiers, e.g., $7,800/year or $1,950/quarter; fees are negotiable
Main office location
Golden Gate Personal Financial Planning
235 Montgomery Street, Suite 1156
San Francisco CA 94104, United States
Number of offices
1
Most active in
Golden Gate Personal Financial Planning has reported serving >5 clients in these states in the last 12 months.
California
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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