Golden Financial Services
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$64,101,808
Clients
126
0% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
126
Very HighAverage account size
$508,745
About
Golden Financial Services provides investment advisory and financial planning to individuals (including high‑net‑worth clients), trusts, estates, charitable organizations, foundations, endowments, corporations and other business entities. The firm offers discretionary portfolio management and limited consulting on topics such as estate, retirement, tax, insurance and annuity matters, and manages roughly $64.1 million on a discretionary basis.
Portfolios are individualized and typically constructed primarily with mutual funds, ETFs and bond funds, but may also include individual equities, fixed‑income securities and margin transactions when appropriate; accounts are generally reviewed and rebalanced on a quarterly basis. The firm relies on both fundamental and technical analysis, may recommend separately managed accounts, and can identify independent third‑party managers to implement particular strategies.
A notable feature disclosed in the brochure is that the firm’s principal is a licensed insurance agent who can implement insurance and annuity products (including life, term, long‑term care and fixed annuities) for which separate, customary compensation is received, and insurance activities consume under 10% of the adviser’s time—an arrangement the firm acknowledges creates a potential conflict of interest. The brochure also discloses that the firm requests clients direct custody to a recommended qualified custodian and receives institutional services from that custodian, which the firm identifies as an economic benefit that could influence custodial recommendations.
Client services
Financial planning
Portfolio management
Selection of other advisers
Consulting
Expertise
Wealth management
Fee options
Fixed fees for consulting services; 50% due upon signing, balance due upon presentation; subject to negotiation
$0 - $99,999: 1.50% $100,000 - $499,999: 1.25% $500,000 - $999,999: 1.00% $1,000,000 - $2,999,999: 0.75% $3,000,000+: Negotiable null - null: 0.50% (All Charitable Trusts)
$150 to $250 per hour
Main office location
Golden Financial Services
One New Hampshire Ave, #125
Portsmouth NH 03801-2907, United States
Number of offices
1
Most active in
Golden Financial Services has reported serving >5 clients in these states in the last 12 months.
Maine · New Hampshire
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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