Glean Financial, Inc.

The firm provides discretionary and non‑discretionary asset management and financial planning services to individual investors and small business owners. It also facilitates relationships with third‑party money managers, acting as a liaison for onboarding, ongoing monitoring, and administrative coordination.

The investment approach blends fundamental analysis with Modern Portfolio Theory and focuses on customized asset allocation, model portfolios, and periodic rebalancing; the firm may engage sub‑advisors or third‑party managers to implement strategies across mutual funds, ETFs, fixed income and other instruments. Accounts are reviewed at least quarterly and the firm documents client objectives, time horizons, risk tolerance and any client‑imposed investment restrictions.

A distinctive practice is that the firm’s principal is a licensed insurance agent who spends a material portion of time on insurance sales and receives commissions for those products, a potential conflict the firm discloses and mitigates through procedures and client disclosures. The firm is also relatively new, is led by a CFA charterholder, and discloses that it receives referral fees and other economic benefits from a recommended third‑party manager, which can affect manager selection and is described in its brochure.