Giving Tree Wealth Advisors

Giving Tree Wealth Advisors serves individual and high‑net‑worth clients as well as qualified retirement plans, charitable institutions, foundations and endowments, providing comprehensive financial planning, hourly consultations, discretionary portfolio management, and limited‑scope ERISA 3(21) fiduciary services for plan sponsors. The firm reports managing roughly $123 million for about 216 client accounts and generally charges asset‑based advisory fees for ongoing portfolio management.

Investment programs are implemented using model asset allocations that combine institutional no‑load mutual funds, low‑cost ETFs, separately managed account sleeves and, when appropriate, individual stocks and third‑party manager strategies. Portfolios are monitored regularly, rebalanced at least quarterly (with automatic rebalancing when allocations drift beyond specified bands), and may be run through third‑party platforms and sponsored programs to mix multiple managers and strategies.

Noteworthy for a firm of this size, principals maintain licensed insurance and broker‑dealer activities and the adviser discloses that associated persons may receive separate commissions for insurance and securities transactions; these outside business activities and the affiliated broker/dealer relationships are disclosed as potential conflicts and are addressed through firm policies and fiduciary obligations. The firm also operates an open‑architecture approach—using platforms such as an MMX third‑party manager program and SEI solutions—and applies a defined operational rule to transition accounts below a specified threshold out of SMA sleeves into the firm’s proprietary sleeve to preserve execution and diversification.