Ginsberg Financial Strategies

Ginsberg Financial Strategies provides portfolio management, financial planning, pension consulting and selection-of-other-advisers services primarily to individual and high-net-worth clients, and also serves pension and profit-sharing plans and other business entities. The firm implements client portfolios through model portfolios and third-party money managers, including participation in SEI Investment Management Corporation’s managed account and mutual fund model programs.

The firm generally operates on a non-discretionary basis, gathering client objectives and making tailored recommendations while relying on SEI models and selected third-party managers for portfolio construction, monitoring, and periodic rebalancing. Client accounts are reviewed at least annually and in response to events such as contributions, withdrawals, or market-moving developments, with financial planning delivered as either fixed-fee or hourly engagements.

Distinctive features include that virtually all assets are managed on a non-discretionary basis (the brochure reports $0 discretionary and approximately $74.8 million non-discretionary as of January 14, 2026), a structure that is uncommon among peers in this category. The firm is affiliated with an insurance agency and the principal is a licensed insurance agent and CFP certificant (and holds a law degree), which the firm discloses as creating potential conflicts when insurance products are recommended.