Gineris Wealth Management

Gineris Wealth Management advises individual clients (including high‑net‑worth and non‑HNW households) and small businesses, offering non‑discretionary portfolio management, hourly financial planning, and access to third‑party advisory programs such as SEI-managed solutions and other TAMPs. The firm generally charges asset‑based fees for portfolio management and hourly fees for planning, and it provides rollover guidance and periodic account reporting as part of its services.

The firm’s advisory model is primarily non‑discretionary: Gineris recommends model portfolios and third‑party sub‑advisers, often using SEI’s managed account and model frameworks, and implements changes only after client approval while monitoring accounts on a regular basis. Its documented approach emphasizes diversified asset allocation and long‑term strategies (modern portfolio theory) rather than in‑house discretionary trading or direct quantitative security selection.

Distinctive features include an ownership and referral relationship with an affiliated accounting firm and the fact that advisory personnel are also licensed as insurance agents and registered representatives of a broker‑dealer, arrangements the brochure identifies as sources of potential conflicts of interest when recommending affiliated services. The firm also discloses a 2023 consent agreement with a state securities regulator—relating to client‑agreement disclosures and registration—that it has remedied and for which it paid a fine, a disclosure event that is uncommon among peers.