Gilmore Financial Services, LLC

The firm provides investment management, financial planning, and hourly consulting to individuals, pension and profit‑sharing plans, trusts, estates, charitable organizations, and small businesses, and reports approximately $36.2 million in client assets across 45 accounts. It also offers fixed‑income managed accounts through a sub‑advisory arrangement and may recommend a family of mutual funds administered by its third‑party account administrator.

The firm operates primarily on a non‑discretionary basis, with account administration, portfolio allocation analysis, non‑discretionary implementation and trade processing performed by a retained third‑party administrator (Focus Partners Advisor Solutions). Investment analysis uses a mix of fundamental and technical methods, and the firm will engage independent fixed‑income managers to exercise discretion over customized bond portfolios when appropriate.

Distinctive features include an affiliated accounting practice and a separate tax and business consulting LLC formed in 2025 in which the firm’s principal retains an ownership interest, and a close operational relationship with its third‑party administrator that also sponsors funds and provides fixed‑income sub‑advisory services. The combination of those affiliated professional services and a predominance of non‑discretionary assets differentiates the firm from most independent peers.