G
Giffin Planning Services, Inc.
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$0
Total clients
23
0% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
23
Average account size
$0
About
Giffin Planning Services, Inc. provides financial planning and advisory services to individuals, including high‑net‑worth clients, through a single‑advisor practice with a small client base. The firm delivers holistic financial planning, insurance and annuity recommendations, and referrals to third‑party investment managers rather than directly managing client portfolios.
The firm emphasizes long‑term, cash‑flow‑based planning and uses eMoney for comprehensive plan modeling and Riskalyze to quantify client risk tolerance, tailoring recommendations to each client’s needs. GPS does not take custody or discretionary trading authority and instead refers clients to selected third‑party advisers (including SEI and Lockwood), conducting due diligence and reviewing ongoing performance while receiving negotiated fee shares.
Distinctive aspects include the firm’s active insurance affiliation: the principal is a licensed insurance agent and the affiliated insurance entity receives commissions, which creates a potential conflict of interest alongside advisory services. It is also uncommon for an independent adviser to neither manage client portfolios directly nor charge percentage‑of‑AUM fees; GPS instead relies on planning fees and fee‑sharing arrangements and reports about $11 million in assets under advisement for its clients.
Client services
Financial planning
Selection of other advisers
Expertise
Annuities
Fee options
Fixed fee between $1,000 and $4,000 for financial plans
$0 - $250,000: 1.00% $250,001 - $500,000: 1.00% $500,001 - $1,000,000: 0.75% $1,000,001 - $3,000,000: 0.75% $3,000,001 - $5,000,000: 0.50% $5,000,001 - $10,000,000: 0.25% $10,000,001+: 0.25%
$200 per hour
Fee-only: Fixed fee between $1,000 and $4,000; Hourly fee $200/hour
Main office location
Giffin Planning Services, Inc.
Canonsburg PA, United States
Number of offices
1
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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