Gibson Financial Solutions, Inc.
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$124,927,944
Total clients
154
18% high-net worth
Total advisors
1
of 2 employees
Firm size
Supported
1-3 advisors or $200M+ in AUM
Average clients per advisor
154
Average account size
$811,220
About
Gibson Financial Solutions, Inc. is a fee-only financial planning and investment advisory firm that provides personalized financial planning, investment management, and limited-scope hourly consulting to individuals, high-net-worth families, trusts, estates, charitable organizations, small businesses, and retirement plans. The firm manages about $125 million across roughly 154 client families and does not accept commissions or product sales from custodians or fund companies.
The firm’s investment approach centers on strategic asset allocation implemented primarily with no-load mutual funds and exchange-traded funds using a core-satellite framework, supplemented by individual fixed-income securities when appropriate; it documents objectives in an Investment Policy Statement and uses a risk-tolerance questionnaire to tailor portfolios. Accounts are reviewed at least quarterly, management is typically discretionary with trades placed through Charles Schwab, and the firm integrates financial planning results into ongoing portfolio oversight.
Compared with many peers, the firm makes educational seminars and group presentations available on topics such as tax updates, college planning, cash-flow and retirement planning, and will accept speaking engagements through outside human-resources firms — a service noted as uncommon among similar advisers. The firm also generally requires clients to complete a financial planning process before moving into ongoing asset management (with limited exceptions) and uses a structured initial planning session that offers either a brief “quick” outcome or a more comprehensive written plan.
Client services
Financial planning
Portfolio management
Educational seminars or workshops
Fee options
Retainer fees offered based on complexity and assets under management, typically when asset management is not the primary service
$0 - $1,000,000: 1.00% $1,000,001 - $3,000,000: 0.50% $3,000,001+: 0.25%
$200 per hour for financial planning, consulting, and limited scope engagements
Account minimum: $50,000 (implied minimum asset level for Investment Advisory services; however, minimum annual fee of $500 applies and minimum can be waived) Minimum fee: Minimum annual fee of $500 generally applies Fee-only: Fee-only financial planning and investment advisory services; no commissions or third-party fees accepted
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Main office location
Gibson Financial Solutions, Inc.
67 Franklin Street
Ellsworth ME 04605, United States
Number of offices
1
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