Germana Capital LLC logo

Germana Capital LLC

Updated today

Client assets under management

$6,338,555

Clients

15

20% high-net worth

Advisors

2

of 2 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

8

Very Low

Average account size

$422,570

About

Germana Capital provides ongoing portfolio management and financial planning primarily for high‑net‑worth individuals and certain business entities, managing a limited number of client accounts. The firm prepares an investment policy statement for each client and offers tailored advice aligned with clients’ goals, time horizons, and risk tolerances.

Germana Capital generally operates on a discretionary basis, implementing client portfolios using a mix of analysis methods (charting, fundamental, quantitative, and technical) and strategies that include long‑term trading and the use of margin. The firm documents risk tolerances and seeks to monitor portfolios regularly while offering both asset‑based and performance‑based fee arrangements for qualified clients.

What distinguishes Germana Capital from many peers is its acceptance of performance‑based compensation for qualified clients (with high‑water‑mark provisions) and its practice of requiring clients to custody at a single broker‑dealer. The firm also does not aggregate trades across client accounts, a practice that can affect execution quality for less liquid securities, and operates with a small advisor team and client base.

Client services

Financial planning Portfolio management

Expertise

Equity compensation tax strategy Private / alternative investments Options & derivatives strategies Retirement income strategy

Occupation focus

Founder/Business Owner Executive

Fee options

Project-based

$250 per hour for financial planning

Performance-based

Up to 20.00% performance fee on capital appreciation with a two-period high water mark

Other

Minimum fee: Minimum $1,000 for financial planning services

Main office location

Germana Capital LLC

1001 Brickell Bay Dr, Suite 2727

Miami FL 33131, United States

Number of offices

1

Most active in

Florida · Texas

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Fernando G

Series 66

Miami, FL

Germana Capital LLC

Fernando Germana is a Series 66 licensed financial advisor with six years of industry experience. He is currently with Germana Capital LLC, where he has worked since 2022. His prior experience includes positions at Muriel Siebert & Co. Inc, Bank of America, N.A., and Merrill Lynch. Outside of advising, he serves as CEO of EGEO Global Corp, an import-export company, and is president of Schutz & Schein Group Corp., a family-owned business. Germana Capital LLC provides portfolio management and financial planning services primarily to high-net-worth individuals and certain business entities. The firm manages a small number of client relationships using individualized Investment Policy Statements and a discretionary investment approach that incorporates multiple analytical methods and a broad range of instruments.

Equity compensation tax strategy Private / alternative investments Options & derivatives strategies Retirement income strategy Founder/Business Owner Executive
user avatar

Jean C

Series 63, Series 65

Miami, FL

Germana Capital LLC

Jean Coletta is an investment advisor representative at Germana Capital LLC with one year of industry experience. He is also the owner of Transearth Europe S.L., a company that acts as an intermediary in the buying and selling of commodities such as timber, machinery, and foodstuffs. Coletta has prior experience at Neodata IT Solutions and has operated Coletta Asset Management LLC as a DBA for his advisory role. Germana Capital LLC provides portfolio management and financial planning services primarily to high-net-worth individuals and certain business entities. The firm manages a small number of client relationships and employs a tailored investment approach using a variety of instruments, offering discretionary portfolio management with individualized investment policy statements.

Equity compensation tax strategy Private / alternative investments Options & derivatives strategies Retirement income strategy Founder/Business Owner Executive
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