Generations Wealth, LLC

Generations Wealth manages approximately $307,757,115 in discretionary assets for high‑net‑worth and non‑HNW individuals, families, trusts and institutional relationships, and offers a mix of services including investment management, financial planning, income tax planning and compliance, family office retainers, Legacy Review services, and Divorce Financial Analysis and Support. Clients may engage the firm on a project basis for legacy or divorce work or on an ongoing retainer for portfolio implementation, reporting, and account administration.

The firm’s investment approach is passive and index‑oriented, grounded in Modern Portfolio Theory and the Fama–French framework, and it implements client‑specific Investment Policy Statements using low‑cost mutual funds and ETFs (including providers such as Dimensional Fund Advisors and Vanguard). Portfolios are managed on a discretionary basis, reviewed at least quarterly, and rebalanced on contingent triggers with fixed income and international funds used for diversification and liquidity needs.

Noteworthy for a firm of this size, Generations Wealth integrates tax planning and comprehensive family office services for multi‑generational clients (including service protocols for clients with net worth in excess of $20 million) and uses year‑end net worth statements and manager assessments for AUA valuation of illiquid assets. The firm also discloses the use of borrowing and derivatives in separately managed accounts—practices that are uncommon among supported firms—and documents capabilities for forensic analysis and litigation support in divorce matters as well as disclosures about emerging technology and AI risks.