Generations Retirement Group, LLC

Generations Retirement Group provides investment advisory and managed-account services to individual and high‑net‑worth clients, offering tailored asset allocation and written investment strategies that may include cash, ETFs, and bonds. The firm supports both discretionary and non‑discretionary management and may recommend unaffiliated sub‑advisors to manage some or all client assets.

The firm’s investment process is goal‑and risk‑driven, incorporating time horizon and a mix of approaches such as asset allocation, dollar‑cost averaging, technical analysis, and both long‑ and short‑term purchases; accounts are reviewed at least quarterly and clients receive periodic reporting. Fees are asset‑based and include consulting and, where applicable, sub‑advisor services; GRG emphasizes ongoing suitability reviews and recommends clients consult tax professionals about tax implications.

Noteworthy distinctions in the brochure include disclosure that firm representatives may also be licensed insurance agents and, when acting in that capacity, can offer commissionable products (with up to half of an advisor’s time potentially spent on insurance activities), a potential source of conflict the firm addresses in its policies. The brochure also highlights operational details that are less common among peers: as of February 26, 2026 the firm reported all assets under management on a non‑discretionary basis, and it discloses use of service providers that employ artificial intelligence/machine‑learning components and the attendant risks.