G
Gemmer, Robert Arden
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$67,265,696
Total clients
98
51% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
98
Average account size
$686,385
About
The firm provides financial planning and portfolio management primarily to individual clients and also works with trusts, employer‑sponsored retirement plans and self‑employed business retirement accounts. It manages roughly $67.3 million across about 98 client relationships and offers investment advice, retirement and pension‑related consulting, and assistance with insurance and annuity products.
Investment recommendations are tailored to each client’s objectives and risk profile, typically implemented through diversified asset allocation and discretionary management with periodic (about semiannual) reviews. Trades and account custody are effected through third‑party custodians (primarily Charles Schwab) or an affiliated broker‑dealer, and the firm maintains limited trading authority to implement agreed plans while clients retain asset custody.
This firm’s mix of roles is atypical for independent advisers: it operates as a registered representative of a broker‑dealer (AIC), holds life and disability insurance licenses and sells insurance and variable annuity products, and occasionally provides pension plan consulting when the client is the employer. It also recommends a named third‑party money manager and receives a portion of referral/advisory fees and other commissions (including 12b‑1 fees) through the broker‑dealer relationship, and the adviser holds CFP certification with long industry tenure.
Client services
Financial planning
Portfolio management
Pension consulting
Expertise
Life insurance needs analysis
Disability insurance
Annuities
Occupation focus
Self-Employed
Fee options
Annual or semi-annual retainer fees based on client’s financial situation (negotiable)
$0 - $250,000: 1% annually $250,001+: 0.75% annually
Commissions from insurance products, other investments through AIC including 12b-1 fees
$250 per hour
Fee-only: Percentage of AUM fees, hourly charges, and fixed fees (not including subscription fees)
Main office location
Gemmer, Robert Arden
132 Mill Street, Suite 208
Healdsburg CA 95448, United States
Number of offices
1
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
Forms ADV
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