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Gebhardt Group, Inc

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Client assets under management

$321,836,050

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Clients

225

43% high-net worth

Advisors

3

of 7 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

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Clients per advisor

75

High

Average account size

$1,430,382

About

Gebhardt Group provides discretionary investment management and financial planning to individuals, trusts, estates, charitable organizations and retirement plan participants, serving a primarily individual and high‑net‑worth clientele. The firm manages roughly $346 million for about 225 clients across three advisors and typically requires a $1 million account minimum (or a set minimum annual fee), and offers fee‑based planning on an hourly or fixed‑fee basis while coordinating with clients’ CPAs and estate attorneys.

The firm’s investment approach is actively managed and trend‑oriented, operating a “Protected Growth” strategy that combines quantitative trend analysis with fundamental research, weekly monitoring and model allocations that can move fully out of equities or fixed income. Implementation is primarily through custodial relationships at Charles Schwab, supplemented by third‑party programs (including Schwab Managed Accounts) and use of the Pontera platform to manage held‑away retirement participant accounts.

Noteworthy departures from many peers include the firm’s use of a proprietary four‑step “Whole Wealth Journey” planning process with behavioral assessments (KOLBE, Dreams & Vision questionnaire) and its continued receipt of commissions for insurance and annuity sales as appointed agents. The brochure also discloses relationships with other investment managers and third‑party programs (and historical participation in Schwab referral arrangements), arrangements the firm notes may create potential conflicts of interest.

Client services

Financial planning Portfolio management Pension consulting Selection of other advisers

Expertise

Retirement income strategy Income planning Wealth management Cash flow / budgeting Charitable giving & philanthropy

Occupation focus

Founder/Business Owner Executive

Demographic focus

Mid-Career Professionals Approaching retirement

Fee options

Fixed

Fixed financial planning fees ranging from $1,500 to $150,000 based on complexity

Percentage

$0 - $1,000,000: 1.5% $0 - $1,000,000: 1.25% (for certain client relationships established prior to 2011) $1,000,001 - $2,000,000: 0.75% (for certain client relationships established prior to 2011) $2,000,001 - $10,000,000: 0.50% (for certain client relationships established prior to 2011) $10,000,001+: 0.50% (for certain client relationships established prior to 2011, applied to entire account)

Commissions

Accepts sales fees or commissions from issuers of securities and insurance products for certain financial planning clients who are not investment management clients

Project-based

Minimum $500 per hour for financial planning/consultation services

Other

Account minimum: $1,000,000 Minimum fee: $15,000 annually (billed quarterly at $3,750) for accounts below $1,000,000 Fee-only: Financial planning fees: hourly minimum $500; fixed fees range from $1,500 to $150,000 depending on complexity

Main office location

Gebhardt Group, Inc

3390 Mt. Diablo Boulevard, Suite 250

Lafayette CA 94549, United States

Number of offices

2

Most active in

More info

Arizona · California · Nevada · New York

Disclosures

More info

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

More info

Forms ADV

Form ADV Part 2: Client Brochure Form ADV Part 3: Client Relationship

Quick links

Facebook Website 925-283-9150

Advisors at this firm

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Matthew G

Series 63, Series 65

Lafayette, CA

Gebhardt Group, Inc

Matthew Grishman is a financial advisor at Gebhardt Group, Inc with 14 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at 401K Masters, LLC from 2014 to 2019. Gebhardt Group serves individual clients, trusts, estates, charitable organizations, and retirement plans by providing discretionary investment management alongside financial planning and consultation. The firm emphasizes risk management through an actively managed, trend-following strategy that combines fundamental and proprietary quantitative analysis, with portfolio authority primarily discretionary and accounts reviewed at least quarterly.

Retirement income strategy Income planning Wealth management Cash flow / budgeting Charitable giving & philanthropy Founder/Business Owner Executive Mid-Career Professionals Approaching retirement
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James G

CFP®, Series 63, Series 65

Lafayette, CA

Gebhardt Group, Inc

James Gebhardt is a CFP® professional with 29 years of industry experience. He is the founder of Gebhardt Group, Inc., where he has worked since 2005, and has prior experience with Brokers International Financial Services LLC and 401K Masters, LLC. In addition to his advisory work, he is an independent insurance agent specializing in fixed insurance products. Gebhardt Group serves individual clients, trusts, estates, charitable organizations, and retirement plans, providing discretionary investment management alongside financial planning and consultation services. The firm employs an actively managed, trend-following “Protected Growth” strategy emphasizing risk management and uses a multi-phase behavioral planning process called the Whole Wealth Journey.

Retirement income strategy Income planning Wealth management Cash flow / budgeting Charitable giving & philanthropy Founder/Business Owner Executive Mid-Career Professionals Approaching retirement
user avatar

Janine K

CFP®, Series 66

Lafayette, CA

Gebhardt Group, Inc

Janine Keeperman is a CFP® with 16 years of experience in financial planning and wealth management. She is currently with Gebhardt Group, Inc. and has previously worked at Summit Financial Group, Securian Financial Services, and Ameriprise Financial Services. Gebhardt Group serves individual clients, trusts, estates, charitable organizations, and retirement plans, providing discretionary investment management alongside financial planning and consultation services. The firm employs an actively managed, trend-following strategy focused on risk management and typically operates under written engagement agreements with account minimums.

Retirement income strategy Income planning Wealth management Cash flow / budgeting Charitable giving & philanthropy Founder/Business Owner Executive Mid-Career Professionals Approaching retirement
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