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Garritt Financial Solutions LLC

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Client assets under management

$15,683,000

Clients

159

0% high-net worth

Advisors

2

of 2 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

More info

Clients per advisor

80

High

Average account size

$98,635

About

Garritt Financial Solutions LLC provides financial planning and discretionary investment management to individual clients and employer plan sponsors, offering both comprehensive and project-based planning. The firm’s services include retirement planning, investment analysis, employee benefits optimization, college savings and student loan analysis, and a travel-planning service that combines budgeting with points/miles strategies.

GFS primarily implements a passive, asset-allocation approach using low-cost funds and may engage third-party sub‑advisors and the Betterment for Advisors platform to execute and rebalance portfolios; accounts are reviewed at least annually and monitored for changes in client circumstances. The firm operates as a fee-only adviser, accepts client-imposed restrictions on discretionary authority when reasonable, and maintains a written code of ethics and fiduciary disclosure.

Unlike many peer supported firms, GFS reports no high-net-worth clients and instead focuses on typical households and small employer retirement plans, a client mix that is uncommon for firms in this category. The firm is small in scale—two advisors, roughly $15.7 million in discretionary AUM and about 159 clients—and its team’s background in public education, plus the inclusion of niche offerings like travel planning and student loan services, distinguishes its service profile.

Client services

Financial planning Portfolio management Pension consulting Selection of other advisers

Expertise

General retirement planning Retirement income strategy Cash flow / budgeting College savings (529s, UTMA, etc.)

Fee options

Fixed

Project-Based Financial Planning fixed fees ranging $1,800-$3,500 (individuals), $2,500-$4,000 (couples); Comprehensive Financial Planning upfront fixed fee $1,000-$2,500 (individuals), $1,800-$3,000 (couples)

Percentage

$0+: 0.85% annually (Investment Management Services) $0+: 0.50% annually (Retirement Plan Consulting)

Project-based

$275 per hour for project-based financial planning; $250 per hour for retirement plan participant education and enrollment

Other

Fee-only: Comprehensive Financial Planning: Upfront fixed fee $1,000-$2,500 (individuals), $1,800-$3,000 (couples); Annual fixed fee $200-$400 (individuals), $300-$500 (couples); Project-Based Financial Planning: Fixed fee $1,800-$3,500 (individuals), $2,500-$4,000 (couples), or hourly at $275/hr; Retirement Plan Consulting: Hourly $250/hr for participant education and enrollment

Main office location

Garritt Financial Solutions LLC

Baltimore MD, United States

Number of offices

1

Most active in

More info

California · District of Columbia · Louisiana · Maryland · New York · Virginia

Disclosures

More info

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

More info

Forms ADV

Form ADV Part 2: Client Brochure

Quick links

Facebook Website 410-929-5188

Advisors at this firm

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user avatar

Justin G

Series 65

Baltimore, MD

Garritt Financial Solutions LLC

Justin Garritt is a financial advisor with Garritt Financial Solutions LLC in Baltimore, MD, holding a Series 65 designation and six years of industry experience. Prior to founding Garritt Financial Solutions, he worked for Baltimore City Public Schools for 11 years. He is also occasionally invited to speak at associations, schools, and non-profits. Garritt Financial Solutions LLC provides financial planning and discretionary investment management to individual clients and employer plan sponsors, focusing on typical households and small employer retirement plans. The firm employs a primarily passive, asset-allocation investment approach using low-cost funds and offers niche services such as travel planning and student loan analysis.

General retirement planning Retirement income strategy Cash flow / budgeting College savings (529s, UTMA, etc.)
user avatar

Anne Claire N

Series 65

Baltimore, MD

Garritt Financial Solutions LLC

Anne Claire Nornhold is a financial advisor at Garritt Financial Solutions LLC with three years of industry experience. She holds a Series 65 designation and has worked at Garritt Financial Solutions since 2023. Outside of advising, she is co-owner of Blossom Laboratories. Garritt Financial Solutions LLC provides financial planning and discretionary investment management to individual clients and employer plan sponsors, focusing on typical households and small employer retirement plans. The firm primarily uses a passive, asset-allocation approach with low-cost funds and offers specialized services including travel planning and student loan analysis.

General retirement planning Retirement income strategy Cash flow / budgeting College savings (529s, UTMA, etc.)
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