Garner Asset Management Corporation

Garner Asset Management provides continuous, discretionary investment management to individuals, retirement plan participants, trusts, and estates, working from a client financial profile to establish goals and target asset allocations. The firm manages about $414 million in client assets and delivers tailored portfolio monitoring, trade execution, and quarterly reporting as a fee‑only adviser using AUM‑based billing.

Investment decisions are based on fundamental analysis of company financial attributes and third‑party research, and are implemented through a mix of long‑term and short‑term positions and, when appropriate, short sales. The firm typically executes trades through a recommended custodian, aggregates orders across accounts for allocation, evaluates tax situations when placing trades, and conducts at least monthly reviews with clients receiving quarterly performance and allocation reports.

Noteworthy features include an unusually large asset base relative to peers in its supported‑firm cohort — managing over $400 million is statistically uncommon for firms in this category — and a specific personal‑trading policy that prohibits employee same‑day trading in securities with market capitalizations under $100 million. The brochure also discloses that transaction fees are deducted from the investment management fee (a practice it flags as a potential incentive to trade less frequently) and that the firm routinely recommends no‑load mutual funds.