Garhwal, Chan & Williams Inc.

Anita Chan is a financial advisor at Garhwal, Chan & Williams Inc. with 22 years of industry experience and holds a Series 65 designation. She is a co-founder and partner of Garhwal, Chan & Williams, a certified public accounting firm that offers business management, accounting, estate planning, and tax preparation services. Chan also co-founded Garhwal, Chan & Williams Family Office, where she is minimally involved. Garhwal, Chan & Williams Inc. provides financial planning and discretionary portfolio management primarily to a high-net-worth client base, including individuals, trusts, closely held businesses, and certain ERISA plans. The firm emphasizes long-term, asset-class investing with broadly diversified passive exposures and maintains a multigenerational time horizon, supported by an affiliated CPA practice that serves many of its advisory clients.

Hari Garhwal is a CFP®, CFA®, and Series 65 credentialed advisor with 22 years of industry experience. He is a co-founder and partner at Garhwal, Chan & Williams Inc. and its affiliated family office in San Francisco, where he has worked since 1996. In addition to his advisory role, Mr. Garhwal co-founded a certified public accounting firm that provides business management, consulting, estate planning, and tax preparation services, dedicating about half of his time to accounting clients. Garhwal, Chan & Williams Inc. serves a small, primarily high-net-worth client base including individuals, trusts, closely held businesses, and ERISA plans. The firm offers tailored financial planning and discretionary portfolio management with an investment approach focused on long-term, broadly diversified passive exposures across multiple risk premiums and international markets. Its affiliation with a CPA practice and a concentrated, high-net-worth client roster distinguish the firm.