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Garden State Retirement Specialists, LLC

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Client assets under management

$109,308,243

Clients

152

41% high-net worth

Advisors

2

of 3 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

More info

Clients per advisor

76

High

Average account size

$719,133

About

Garden State Retirement Specialists is a small advisory firm managing roughly $109 million for about 152 clients through two advisors. It serves individuals (including high‑net‑worth clients), trusts, estates, business entities and charitable organizations, offering discretionary and non‑discretionary portfolio management alongside standalone financial planning and consulting services.

The firm implements an asset‑allocation driven approach using the VISION2020 Wealth Management platform, offering Advisor Managed Portfolios, Model Portfolio Strategists and SMA/UMA (WMAP) arrangements, and assessing suitability with risk‑tolerance questionnaires to select model or manager sleeves. Custody and execution are generally provided through Pershing, LLC, and the firm uses structured strategies such as its Genesis Series and mutual fund/ETF sleeves (including use of Dimensional Fund Advisors funds where appropriate).

Notable operational features include participation in unaffiliated wrap and managed account programs sponsored by VISION2020 Wealth Management Corp., rather than operating its own wrap sponsor program, and disclosure of affiliations with the insurance and broker‑dealer channels. Certain representatives are registered with Osaic (and the brochure discloses forgivable loans tied to that relationship), and the firm’s managing member is affiliated with an insurance agency, relationships the firm identifies as potential conflicts of interest.

Client services

Financial planning Portfolio management Selection of other advisers

Expertise

Wealth management Passive / index investing Active portfolio management Retirement income strategy

Fee options

Fixed

Financial planning and consulting fixed fees generally range from $500 to $5,000 depending on service scope.

Percentage

$0 - $499,999: 2.20% (Wrap Account) $500,000 - $999,999: 1.75% (Wrap Account) $1,000,000 - $2,499,999: 1.50% (Wrap Account) $2,500,000+: 1.25% (Wrap Account) $0 - $499,999: 1.95% (Non-Wrap Account) $500,000 - $999,999: 1.50% (Non-Wrap Account) $1,000,000 - $2,499,999: 1.25% (Non-Wrap Account) $2,500,000+: 1.00% (Non-Wrap Account)

Commissions

Clients may purchase investment products through affiliated broker-dealer Osaic on a commission basis; commissions vary and may include 12b-1 fees.

Project-based

Hourly financial planning and consulting fees at $400 per hour.

Other

Account minimum: $5,500 for PMC Passive Foundation; $10,000 for PMC American Funds Active Core; $15,000 for PMC Strategic ETF Fee-only: Financial planning and consulting fees generally range from $500 to $5,000 on a fixed fee basis, and $400 per hour.

Main office location

Garden State Retirement Specialists, LLC

27 West Street, Suite 16, Wall Street Corporate Center

Red Bank NJ 07701, United States

Number of offices

1

Most active in

More info

Florida · New Jersey · New York

Disclosures

More info

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

More info

Forms ADV

Form ADV Part 2: Client Brochure Form ADV Part 3: Client Relationship

Quick links

732-936-9641

Advisors at this firm

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user avatar

Anthony S

Series 63, Series 65

Red Bank, NJ

Garden State Retirement Specialists, LLC

Anthony Scibetta is a financial advisor at Garden State Retirement Specialists, LLC with 39 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Osaic Wealth, Inc., Sagepoint Financial, Inc., and Garden State Retirement Specialists during his career. Outside of advisory work, he is a partner in A&M LLC, a non-investment business that owns and rents office space. Garden State Retirement Specialists manages approximately $109 million for individuals, trusts, estates, business entities, and charitable organizations. The firm employs an asset-allocation driven approach using the VISION2020 Wealth Management platform and provides both discretionary and non-discretionary portfolio management alongside financial planning and consulting services.

Wealth management Passive / index investing Active portfolio management Retirement income strategy
user avatar

Joseph S

Series 63, Series 65

Red Bank, NJ

Garden State Retirement Specialists, LLC

Joseph Scibetta is a financial advisor at Garden State Retirement Specialists, LLC with 10 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Sagepoint Financial and Osaic Wealth, Inc. In addition to his advisory role, he serves as a general agent selling fixed life and fixed annuities. Garden State Retirement Specialists manages approximately $109 million for about 152 clients, including individuals, trusts, estates, business entities, and charitable organizations. The firm uses an asset-allocation driven approach with the VISION2020 Wealth Management platform, offering discretionary and non-discretionary portfolio management alongside financial planning and consulting services.

Wealth management Passive / index investing Active portfolio management Retirement income strategy
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