Garcia Financial Planning
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$5,973,015
Total clients
46
0% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
46
Average account size
$129,848
About
Garcia Financial Planning LLC is a fee‑only, independent advisory practice run by a single CFP® practitioner that provides discretionary investment management and a range of financial planning services. The firm offers comprehensive, ongoing, and project‑based planning engagements and advises on investments including stocks, bonds, mutual funds, ETFs and cash equivalents.
The firm’s investment approach centers on asset allocation and a blend of passive and active strategies informed by fundamental analysis and mutual fund/ETF research, with risk monitoring and quarterly account reviews. Garcia Financial Planning will implement client‑specified restrictions, may construct socially responsible portfolios on request, and integrates planning and investment management as part of an ongoing client relationship.
Noteworthy features in the brochure include a small, recently established practice (founded in 2025) with $5,973,015 in discretionary assets under management across 46 clients, and a disclosure that the client base is concentrated toward high‑net‑worth individuals rather than mass‑market, non‑HNW retail clients. The firm also requires clients to custody assets on a single recommended platform (Altruist) and does not aggregate trades into block orders, practices that can affect execution flexibility relative to many peers.
Client services
Financial planning
Portfolio management
Expertise
College savings (529s, UTMA, etc.)
Business ownership considerations
Cash flow / budgeting
Social Security optimization
Demographic focus
Young Professionals
Fee options
Comprehensive Financial Plan starting at $3,000 (fees negotiable)
$0 - $5,000,000: 1.00% $5,000,001 - $10,000,000: 0.75% $10,000,001+: 0.50%
$300 per hour for Ongoing and Project-Based Financial Planning
Fee-only: Financial Planning fees only, no commissions or sales-related compensation received.
Main office location
Garcia Financial Planning
3597 E Monarch Sky Ln, Suite 240
Meridian ID 83646, United States
Number of offices
2
Most active in
Garcia Financial Planning has reported serving >5 clients in these states in the last 12 months.
Idaho
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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