Gantt Financial Advisors, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$23,294,876
Total clients
59
12% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
59
Average account size
$394,828
About
The firm provides financial planning and discretionary investment management to individuals, trusts, and small business entities, offering fixed-fee or hourly planning engagements as well as ongoing asset management. It manages roughly $23.3 million in discretionary assets across a modest client base and typically sets an investment management account minimum of $250,000, with the firm retaining discretion to reduce that threshold.
The investment approach emphasizes asset allocation grounded in Modern Portfolio Theory and conservative fundamental analysis, with portfolios primarily invested in low-cost mutual funds and exchange-traded funds and a stated avoidance of active stock-picking and market timing. Investment programs are implemented under written investment policies on a discretionary basis and the firm uses a third‑party registered adviser for trade processing and back‑office services without charging clients additional advisory fees.
Distinctive aspects include the firm principal’s status as a licensed insurance agent who offers long‑term care and senior supplemental insurance on a limited basis, and the firm’s provision of pension consulting services to employee benefit plans (including IPS development, performance monitoring, and participant education). The firm also uses tools such as AdvicePay for subscription planning billing and relies on an outsourced manager for execution and administration, creating a combination of services that differs from many independent advisers.
Client services
Financial planning
Portfolio management
Pension consulting
Expertise
General retirement planning
Social Security optimization
Cash flow / budgeting
Fee options
Fixed financial planning fees typically between $1,000 and $4,000; subscription-based fees negotiated monthly
$0 - $49,999: 1.75% $50,000 - $199,999: 1.50% $200,000 - $499,999: 1.25% $500,000 - $999,999: 1.00% $1,000,000 - $1,999,999: 0.90% $2,000,000 - $2,999,999: 0.80% $3,000,000 - $3,999,999: 0.70% $4,000,000 - $4,999,999: 0.60% $5,000,000+: 0.50%
$150 per hour for limited financial planning engagements
Account minimum: $250,000 (minimum for investment management services) Fee-only: Financial planning fixed fees ranging from $1,000 to $4,000; hourly rate of $150 per hour; subscription-based flat fees available on a negotiated monthly basis
Main office location
Gantt Financial Advisors, LLC
9086 Merritt Lane, Ste C
Daphne AL 36526, United States
Number of offices
1
Most active in
Gantt Financial Advisors, LLC has reported serving >5 clients in these states in the last 12 months.
Alabama · Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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