G.S. Woods Wealth Management
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$0
Total clients
3
0% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
3
Average account size
$0
About
This firm works primarily with individuals, families, small businesses, and charitable organizations, providing written financial planning, insurance placement, business consulting, and pension consulting services. Its client work includes engagements with state or municipal plans, including a multi‑year pension consulting contract awarded by a Commonwealth agency.
The firm does not take custody of client assets or exercise discretionary portfolio management for individual accounts; instead it refers clients to unaffiliated third‑party asset managers and receives solicitor fees for those referrals while offering fixed‑fee and hourly financial planning engagements. It emphasizes goals‑based planning and risk assessment in its written plans, and supplements advice with client tools such as an AI‑based budgeting application and one‑time consultations or plan updates.
Distinctive aspects include a veteran and first‑responder discount program for initial consultations and an active role providing pension consulting to government entities—services atypical for a solo independent adviser. The principal also operates a separate insurance agency and business consulting activities, with disclosures and policy measures to separate insurance sales from advisory engagements.
Client services
Expertise
Occupation focus
Demographic focus
Fee options
Financial planning fixed fees as above
$0 - $1,000,000: 1.00% $1,000,001 - $2,000,000: 0.95% $2,000,001 - $3,000,000: 0.90% $3,000,001 - $4,000,000: 0.80%
Commissions from insurance sales (life insurance, annuities, disability, etc.)
$150 per hour for extended financial planning and consultations
Subscription fee for AI budgeting app: $5/month or $50/year
Account minimum: $25,000 Fee-only: Fixed fees for financial planning: Retirement Solutions $3,000; Silver Solutions $5,000; Gold Solutions $7,000; Business Planning $18,000; Financial plan updates 30% of original fee; Hourly fee $150/hour
Main office location
G.S. Woods Wealth Management
Forest Hilll MD, United States
Number of offices
1
Most active in
Maryland · Pennsylvania
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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