G&H Investments

G&H Investments provides discretionary investment management and non-discretionary consulting to individuals, high-net-worth clients, trusts and a small number of business clients. Services include stock, bond and mutual fund portfolio management, recommendations of third‑party managers, private fund due diligence for eligible investors, and options strategies alongside hourly consulting engagements.

The firm’s approach begins with asset-allocation and emphasizes long-term holdings: a laddered, high‑quality fixed‑income sleeve managed for safety and income and a concentrated, bottom‑up equity sleeve of roughly 25–30 companies intended to outperform the S&P over time. Fixed‑income management stresses a minimum single‑A quality standard, use of enhanced municipal structures and issuer analysis (including EMMA and municipal stress indicators), and options are used selectively for hedging or income generation.

G&H manages about $576 million in client assets with two advisors and a relatively small client base (approximately 136 clients), producing notable asset concentration—two trusts/charitable accounts represent roughly 39% of AUM. Distinctive features include a long‑standing sector exclusion (no utility holdings for over 20 years), a detailed municipal credit research process and use of enhanced municipal securities, and participation in Schwab’s institutional program while clients’ assets remain held at independent custodians.