Frost Investment Services

Jerald Liesman is a financial advisor at Frost Investment Services with 33 years of industry experience. He holds a Series 63 designation and has worked at Frost Brokerage Services, Inc. and Frost Bank since 1993 and 1987, respectively. Frost Investment Services is a retail-focused, SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management, comprehensive financial planning, and managed account programs that integrate model portfolios from its affiliate with third-party managers, utilizing a research-driven investment process and providing optional tax and ESG overlay services.

Sandra Delagarza is a financial advisor at Frost Investment Services with 14 years of industry experience. She holds a Series 66 designation and has previously worked at Wells Fargo Advisors LLC and Wells Fargo Bank, NA. Delagarza is based in San Antonio, TX. Frost Investment Services is a retail-focused, SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management, comprehensive financial planning, and managed account programs, utilizing a range of strategies implemented through the Fidelity Managed Account Xchange platform.

Steve Gott is a financial advisor with Frost Investment Services in San Antonio, TX, holding a Series 66 credential and 33 years of industry experience. His prior roles include positions at Frost Brokerage Services, U.S. Capital Wealth Advisors, and multiple entities within the USCA group. Outside of his advisory work, he manages a single home rental property in Houston, TX. Frost Investment Services is a retail-focused SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management and comprehensive financial planning, implementing client portfolios through the Fidelity Managed Account Xchange platform with a process that incorporates fundamental, technical, and cyclical research.

Christopher Massey is a CFP® with 30 years of industry experience, currently serving at Frost Investment Services in San Antonio, TX. He has worked with Frost Brokerage Services since 2003 and Frost National Bank since 2002. Frost Investment Services is a retail-focused SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management and comprehensive financial planning, utilizing a range of managed account programs implemented through the Fidelity Managed Account Xchange platform.

Arturo Inigo is a financial advisor at Frost Investment Services with 10 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at firms including BBVA Wealth Solutions, Merrill, and Amerant Investments. His career includes roles across wealth management and brokerage services. Frost Investment Services is an SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management, comprehensive financial planning, and managed account programs using a combination of proprietary and third-party investment strategies implemented through the Fidelity Managed Account Xchange platform.

Alberto Fraga is a financial advisor with Frost Investment Services in San Antonio, TX, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. His prior work includes roles at JPMorgan Chase Bank, Merrill, and Fidelity Investments. Outside of his advisory work, he manages residential rental properties as a sole proprietor. Frost Investment Services is a retail-focused, SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm provides discretionary portfolio management and comprehensive financial planning, utilizing the Fidelity Managed Account Xchange platform and a research-driven investment process that includes tax and impact overlay options.

Ralph Gonzales is a financial advisor with Frost Investment Services, holding a Series 66 designation and seven years of industry experience. His prior work includes roles at Ameriprise Financial Services and Frost Brokerage Services. Frost Investment Services is an SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities with discretionary portfolio management, comprehensive financial planning, and a variety of managed account programs. The firm utilizes the Fidelity Managed Account Xchange platform and combines fundamental, technical, and cyclical research in its investment process, offering optional tax and ESG overlay services.

Pura Connor is a financial advisor at Frost Investment Services with 15 years of industry experience. She holds the Series 66 designation and has worked at Frost Bank and Frost Brokerage Services since 2012. Frost Investment Services is an SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management and comprehensive financial planning, utilizing a range of managed account programs implemented through the Fidelity Managed Account Xchange platform.

Ivona Kostulak is a financial advisor at Frost Investment Services with 24 years of industry experience. She holds a Series 66 designation and has worked at Frost Investment Services since 2017, following prior roles at Frost National Bank and Frost Brokerage Services. Frost Investment Services is a retail-focused, SEC-registered adviser that serves individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management, comprehensive financial planning, and various managed account programs, utilizing a combination of fundamental, technical, and cyclical research alongside tax and ESG overlay services.

Kandice Sotuyo is a financial advisor at Frost Investment Services with three years of industry experience. She holds a Series 63 designation and has been with Frost Bank since 2015. Sotuyo is a co-owner of DS & KP Investments LLC, an investment-related business based in San Antonio. Frost Investment Services is a retail-focused, SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management, comprehensive financial planning, and managed account programs utilizing the Fidelity Managed Account Xchange platform, combining proprietary and third-party strategies.

Dana O’Toole is a financial advisor at Frost Investment Services with 20 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Edward Jones, JP Morgan Chase Bank, and J.P. Morgan Securities. Outside of his advisory role, he is a partner in Hilltop Meadows, LLC, a family partnership involved in selling inherited real estate. Frost Investment Services is a retail-focused SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management, comprehensive financial planning, and managed account programs implemented through the Fidelity Managed Account Xchange platform, utilizing a combination of proprietary and third-party investment strategies.

Gilbert Araiza is a CFP® with over 22 years of experience in the financial industry. He has worked with Frost Bank and Frost Brokerage Services since 2008. His role includes fiduciary and administrative financial services related to retirement accounts and custody relationships. Frost Investment Services is a retail-focused, SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management and comprehensive financial planning, utilizing model-based strategies and third-party managers through the Fidelity Managed Account Xchange platform.

Cheryl Persons is a financial advisor at Frost Investment Services in Austin, TX, holding Series 63 and Series 65 licenses with 23 years of industry experience. Her prior roles include positions at PNC Investments and BBVA Wealth Solutions Inc., with a career spanning over a decade in related financial institutions. Frost Investment Services is a retail-focused SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management, comprehensive financial planning, and a variety of managed account programs, utilizing the Fidelity Managed Account Xchange platform and combining multiple investment strategies and research approaches.

Alex Bahun is a financial advisor with Frost Investment Services in Austin, TX, holding Series 63 and Series 66 licenses and possessing 14 years of industry experience. He has worked at Frost Brokerage Services and Frost Bank since 2012 and has been with Frost Investment Services since 2017. Frost Investment Services is an SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management, comprehensive financial planning, and various managed account programs, utilizing a multi-disciplinary investment approach and implementing client portfolios through the Fidelity Managed Account Xchange platform.

James Cratty is a financial advisor with Frost Investment Services in Austin, TX, holding Series 63 and Series 66 licenses and bringing 38 years of industry experience. He has worked at Frost Investment Services since 2017 and previously at Lincoln Investment from 2015 to 2017. Frost Investment Services is an SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management, comprehensive financial planning, and managed account programs using a combination of proprietary and third-party investment strategies implemented through the Fidelity Managed Account Xchange platform.