Frontier Financial Planning & Capital Management, Inc.

Frontier Financial Planning & Capital Management provides discretionary and non-discretionary investment management and offers both comprehensive and modular financial planning. The firm serves individuals, trusts, pension and profit-sharing plans, and business entities, delivering portfolio management on a percentage-of-assets basis alongside flat-fee and hourly planning engagements.

For managed accounts the firm generally allocates among no-load and institutional mutual funds, ETFs, and, when appropriate, individual equities or bonds, with continuous monitoring, quarterly client reporting, and at least annual reassessments. Clients are typically asked to custody assets with the broker-dealers and custodians the firm recommends, and advisory fees for managed accounts are billed quarterly while planning fees may be fixed, billed monthly, or charged hourly.

Distinctive features include a small, founder-led practice that combines financial planning services with tax-preparation credentials, insurance licensure, and an affiliation with a broker-dealer — a combination that is less common among peers in this category. The firm also accepts pension/profit-sharing plan clients, offers hourly ongoing management and modular one-time plans, and does not operate as a private fund adviser.