Front Street Wealth Management
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$81,100,000
Total clients
68
38% high-net worth
Total advisors
1
of 2 employees
Firm size
Supported
1-3 advisors or $200M+ in AUM
Average clients per advisor
68
Average account size
$1,192,647
About
Front Street Wealth Management serves individuals, couples, and trusts, providing discretionary wealth management, administrative account services, and standalone financial planning on either a project or ongoing basis. The firm operates on a fee-only basis and manages client assets through custodian-recommended accounts, with day-to-day trading authority granted under signed investment guidelines.
Portfolios are typically balanced and constructed with diversified, low-cost index funds, though the firm retains flexibility to invest in individual equities and bonds and may employ equity hedging strategies as part of its risk-management approach. Investment parameters are documented in client agreements, and clients receive quarterly customized reports along with password-protected online access for more frequent portfolio information.
The advisor practices as a small, supported firm with a single investment professional and a lean support staff, and the firm’s principal holds a combination of advanced credentials (CFA, CFP, Enrolled Agent and actuarial training) that is less common among peers. The firm also differentiates its service model by offering administrative-only and cash-management-only account options and by maintaining a default policy to leave proxies unvoted unless clients request otherwise.
Client services
Financial planning
Portfolio management
Fee options
Flat fee arrangements offered for administrative service clients and occasionally for wealth management clients; Financial planning projects typically cost around $2,500 for limited scope and $7,500 for comprehensive projects
$0 - $1,000,000: 1.35% per year $1,000,000 - $2,000,000: 0.75% per year $2,000,000 - $3,000,000: 0.50% per year $3,000,000 - $4,000,000: 0.25% per year $4,000,000+: 0.15% per year
Account minimum: $750,000 informal minimum portfolio size with a minimum annualized fee of $10,000 Minimum fee: Minimum annualized fee of $10,000 for new wealth management clients Fee-only: Fee-only advisory firm; no commissions or referral fees accepted
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Main office location
Front Street Wealth Management
310 W. Front Street Suite 403
Traverse City MI 49684, United States
Number of offices
3
Forms ADV
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