Front Street Wealth Management
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$97,244,000
Clients
68
44% high-net-worth
Advisors
1
of 2 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
68
Very HighAverage account size
$1,430,059
About
Front Street Wealth Management is a fee-only registered investment adviser serving individuals, families and trusts with discretionary wealth management, administrative services and standalone financial planning. As of March 27, 2026 the firm reported managing roughly $92.1 million on a discretionary or non-discretionary basis for 54 clients and providing administrative services for an additional 14 client relationships.
Portfolios are typically balanced and use diversified, low-cost index funds for the equity and fixed income segments, while the firm retains the ability to invest in individual equities and bonds under client-specific Investment Guidelines. Investment decisions are guided by value-oriented valuation criteria and independent research, and the firm may employ equity hedging strategies and discretionary trading authority to manage downside risk.
The firm operates with a small client-facing staff—two people serve clients, including one full-time administrative employee—and the principal holds multiple professional credentials (CFA, CFP®, EA and an actuarial credential). Distinctive operational features include a default policy of leaving proxies unvoted unless clients request otherwise, occasional use of prime-broker executions when advantageous, and a formal business continuity and succession plan covering incapacity or loss of the principal.
Client services
Financial planning
Portfolio management
Expertise
General retirement planning
General tax planning
Wealth management
Passive / index investing
Fee options
Flat fee arrangements for administrative clients and financial planning engagements (approx. $2,500 to $17,500)
$0 - $1,000,000: 1.35% per year $1,000,001 - $2,000,000: 0.75% per year $2,000,001 - $3,000,000: 0.50% per year $3,000,001 - $4,000,000: 0.25% per year $4,000,001+: 0.15% per year
Account minimum: $750,000 Minimum fee: Minimum annualized fee of $10,000 for new wealth management clients Fee-only: Flat fee arrangements occasionally offered; financial planning fees range from approximately $2,500 (limited-scope) to $7,500-$17,500 (comprehensive)
Main office location
Front Street Wealth Management
310 W. Front Street Suite 403
Traverse City MI 49684, United States
Number of offices
3
Most active in
Front Street Wealth Management has reported serving >5 clients in these states in the last 12 months.
Michigan
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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