Freedom Financial Planning Solutions, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$1,997,582
This total excludes 1 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Clients
16
6% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
16
LowAverage account size
$124,849
About
Freedom Financial Planning Solutions provides financial planning and portfolio management to individual clients and also advises employer plan sponsors, charitable organizations, and small businesses. Services described in the firm brochure include comprehensive and project-based financial planning, portfolio management (in-house and via outside managers), personal tax preparation, and student loan analysis.
The firm primarily practices passive investment management using diversified funds and ETFs, while also offering tailored models and referring clients to outside managers for active or tactical strategies; it monitors outside managers’ holdings and performance as part of its due diligence. Clients receive an investment policy statement and periodic reviews, and the firm offers ongoing comprehensive planning on a retainer as well as discrete planning projects and analyses.
Notable among peers, the firm discloses experience working with pension and profit‑sharing plans and providing employee benefit plan services and pension consulting to plan sponsors, along with offering educational seminars and speaking engagements on financial topics. The brochure also highlights ancillary services less common for a firm of this type, such as in‑house personal tax return preparation and a certified student‑loan professional offering student loan analysis.
Client services
Financial planning
Portfolio management
Pension consulting
Selection of other advisers
Educational seminars or workshops
Personal tax preperation
Expertise
RSUs / ISOs / NSOs
Social Security optimization
Medicare planning
Tax strategies for small businesses
Occupation focus
Founder/Business Owner
Retired
Executive
Demographic focus
HENRY (High Earners, Not Rich Yet)
Fee options
Flat fee financial planning and investment advisory services ranging from $600 to $17,500 annually depending on asset tier; Comprehensive financial plan retainer fee ranging from $2,400 to $7,500 plus $500 upfront; Student loan analysis $225-$500+; Employer retirement account assessment $100-$250+
<$100,000 - $100,000: Flat fee of $600 annually $100,000 - $300,000: Flat fee ranging from $1,920 to $2,760 annually $300,000 - $500,000: Flat fee ranging from $3,180 to $4,500 annually $500,000 - < $1,000,000: Flat fee ranging from $6,720 to $7,800 annually $1,000,000 - $5,000,000: Flat fee ranging from $9,600 to $17,500 annually $0 - $100,000: 0.95% $100,001 - $500,000: 0.75% $500,001 - $1,000,000: 0.60% $1,000,001+: 0.45% $0 - $100,000: 0.95% total (0.60% FFPS + 0.35% Outside Manager) $100,001 - $500,000: 0.75% total (0.40% FFPS + 0.35% Outside Manager) $500,001 - $1,000,000: 0.60% total (0.25% FFPS + 0.35% Outside Manager) $1,000,001+: 0.45% total (0.10% FFPS + 0.35% Outside Manager) $0+: Gradient Investments portfolio fees ranging from 0.40% to 1.00% plus 0.60% to 1.00% FFPS advisory fee totaling 1.00% to 2.00%
Financial Planning Projects at $225/hour (negotiable)
Comprehensive financial planning available via fixed monthly fee ranging from $200 to $675 per month
Minimum fee: Flat fee starting at $600 annually for accounts under $100,000 Fee-only: Gradient Investments is strictly fee-only; Financial planning project hourly fees; no commissions accepted by FFPS or GI.
Main office location
Freedom Financial Planning Solutions, LLC
Grand Rapids MI, United States
Number of offices
1
Most active in
Freedom Financial Planning Solutions, LLC has reported serving >5 clients in these states in the last 12 months.
Michigan · Virginia
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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