Frank Ramson, LLC

The firm provides discretionary portfolio management to individual investors, serving both clients with modest portfolios and high-net-worth individuals. It manages client assets held at each client’s brokerage account and bills for advisory services on a percentage-of-assets-under-management basis, billed quarterly, rather than using performance-based fees or private-fund arrangements.

The firm’s investment approach emphasizes fundamental valuation analysis supplemented by technical analysis for trade timing, and it employs covered-call writing as a conservative income-enhancing and partial-hedging technique; exchange-traded funds are used when they meet client needs. Trades are executed under written trading authority in client-held brokerage accounts, with custody and account reporting maintained by an independent broker-dealer.

The adviser operates as a single-member, state-registered firm led by an adviser with a longstanding background in accounting and business who previously operated a tax practice and has since divested that interest to avoid time conflicts. With a small client roster (about 30 clients and approximately $31.1 million in client assets) and an expressed limit on future clients, the firm’s mix of individualized portfolio management for both modest and high-net-worth individuals, uncommon reliance on percentage-of-AUM billing, and the explicit absence of private-fund advisory activity distinguishes it from many peers.