Frank Elmer Investment Strategies LLC

The firm provides discretionary portfolio management primarily for individuals (including high net worth clients), corporate pension and profit-sharing plans, and family trusts, managing about $34.1 million across roughly 60 client relationships. Services center on constructing mutual fund and ETF-based portfolios, with the ability to include individual stocks and bonds, and fees are charged as a percentage of assets under management.

Investment recommendations are tailored through interviews, questionnaires, and a written Investment Policy Statement, and the firm applies both fundamental and technical analysis when selecting and monitoring investments. Portfolios are implemented with an asset-allocation focus that varies by client objectives, time horizon, and risk tolerance, and the adviser typically operates with discretionary trading authority consistent with client guidelines.

Several operational features differentiate the firm from many peers: it relies on mutual funds/ETFs as its primary investment vehicle and therefore does not aggregate block trades, and it does not accept outside compensation, soft-dollar benefits, or maintain custody of client assets. The firm also does not vote client proxies (clients retain that responsibility), provides quarterly written market reviews and detailed reporting, and serves a mix of individual and institutional-type clients despite its relatively small client base.