Four10 Planning
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
3
0% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
3
Very LowAverage account size
$0
About
Four10 Planning LLC is a fee-only independent adviser that provides comprehensive and project-based financial planning to individuals, including high-net-worth clients. The firm does not provide investment management or custody services and reported $0 in assets under management as of December 31, 2024.
Its planning process produces written plans and ongoing annual engagements that draw on methods such as modern portfolio theory, fundamental company analysis, and mutual fund/ETF evaluation to support implementation recommendations. The firm charges fixed planning and hourly fees rather than percentage-of-AUM advisory arrangements and may refer clients to third-party professionals for implementation.
Noteworthy aspects include an affiliation with an accounting business operated by the firm’s principal (listed as accounting and tax preparer work that occupies approximately 5% of her time) and a documented offering of educational seminars and employee-wellness consulting in addition to one-on-one planning. The practice is a solo adviser with a very small client base and provides paraplanning support to other advisers, underscoring a focus on planning, education, and tax-related coordination rather than discretionary portfolio management.
Client services
Financial planning
Educational seminars or workshops
Expertise
Business ownership considerations
Cash flow / budgeting
College savings (529s, UTMA, etc.)
General estate planning guidance
Income planning
Fee options
Project-Based Financial Planning and Employee Wellness Consulting at $300 per hour
Fee-only: Comprehensive Financial Planning: $3,600 to $4,800 annually, billed monthly or quarterly in advance; Project-Based Financial Planning: $300 per hour; Speaking Engagements/Educational Seminars: $0 to $3,000 per seminar; Employee Wellness Consulting: $300 per hour
Main office location
Four10 Planning
Vestavia Hills AL, United States
Number of offices
1
Most active in
Four10 Planning has reported serving >5 clients in these states in the last 12 months.
Alabama
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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