Four Seasons Investment Advisors, Inc.

Four Seasons Investment Advisors provides comprehensive portfolio management and financial planning and consulting to individuals, high net worth clients, trusts, estates and business entities. Services include discretionary asset management using exchange-traded funds, mutual funds, individual securities and third‑party model portfolios, as well as standalone financial planning engagements billed hourly.

The firm emphasizes broadly diversified, asset‑allocation-based portfolios that favor low‑cost mutual funds and ETFs, periodic rebalancing, and a longer‑term investment horizon while managing cash in conservative short‑term vehicles. It also operates a Co‑Advisor program in which approved third‑party managers implement model portfolios with discretionary authority while the firm remains the client contact and oversight conduit.

Noteworthy for a firm of its size, Four Seasons manages roughly $107 million with a single primary advisor and serves an unusually large number of client relationships per advisor, which shapes its service model and review processes. The firm also incorporates borrowing strategies into managed accounts and addresses lines‑of‑credit in its planning work, and relies on custodial arrangements and third‑party managers rather than in‑house trading or wrap programs.