Fountainhead Financial Management, Inc.
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
0
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
8
Very LowAverage account size
—
About
Fountainhead Financial Management provides financial planning and consulting and custom 401(k)/403(b) participant allocation advice to individuals, plan participants, trusts, estates and nonprofit organizations. The firm prepares written financial plans and quarterly allocation recommendations but does not manage client assets or accept custody of client funds.
The adviser builds investment policy statements for retirement plan participants and recommends mutual funds, ETFs, closed-end funds, equities and fixed income, applying both fundamental and technical analysis and adaptive-tactical allocation where appropriate. Planning and allocation services are delivered on a fixed- or hourly-fee basis, with implementation and trading generally routed through broker-dealer channels and subject to separate transaction costs.
Notably, the firm is affiliated with a broker-dealer (LPL Financial) and conducts commodity/futures activity through an introducing broker arrangement and a futures commission merchant (ADM Investor Services), relationships that can generate brokerage and futures commissions in addition to planning fees. The combination of a fixed/hourly fee model, the absence of percentage-of-AUM billing, and the receipt of insurance, brokerage and futures-related compensation distinguishes the firm from many peers and is disclosed as a potential conflict of interest.
Client services
Financial planning
Expertise
Income planning
Retirement plans for business owners (SEP, solo 401k)
Annuities
General tax planning
Cash flow / budgeting
Fee options
Fixed fees for financial planning services and 401K participant allocation advice ranging from $300 to $20,000, depending on complexity
Associated persons receive brokerage and mutual fund trail commissions as registered representatives of a broker-dealer; also commissions from insurance products
$300 per hour for professional time; $87.50 per hour for admin/staff time billed in 15-minute increments
Fee-only: Financial planning fees between $1,500 and $20,000 for a full plan; $750 per module for partial plans; hourly fees $300/hour for CFP professional time, $87.50/hour for admin/staff time
Main office location
Fountainhead Financial Management, Inc.
301 North Center Street
Northville MI 48167, United States
Number of offices
1
Most active in
Fountainhead Financial Management, Inc. has reported serving >5 clients in these states in the last 12 months.
Florida · Michigan
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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