Foundations Investment Advisors LLC

Foundations Investment Advisors provides investment advisory and financial planning services to a broad mix of clients — including individual (both non‑HNW and high‑net‑worth) investors, trusts, estates, retirement plans, registered investment companies, and businesses. Services described in the brochure include ongoing portfolio management, financial planning, education workshops, and sub‑advisory arrangements for other RIAs.

The firm delivers advice through a large network of affiliated offices and licensed investment adviser representatives who can provide discretionary or non‑discretionary management and negotiate fees within firm parameters. Portfolios are managed using model allocations and third‑party sub‑advisers, and the firm discloses an asymmetric rebalancing approach (percentage thresholds for overweight positions and dollar thresholds for underweight positions) and the use of custodians such as Fidelity, Schwab and Pershing.

Foundations is notable for its corporate affiliations and service mix: it is under common ownership with Magellan Financial & Insurance Services and related entities (including entities that design and distribute insurance products), and it discloses an affiliation with a law firm, Charter Law Group, LLC, that shares office space and some personnel. The firm also documents recent senior management changes (a COO hire effective September 1, 2025 and an announced CEO transition effective October 1, 2025), and its ADV discloses that it is not registered as a futures/commodity pool operator or trading advisor despite offering access to a wide range of investment products.