Fortitude Wealth Management L.L.C.

Fortitude Wealth Management, LLC provides discretionary investment supervisory services and individual portfolio management to individuals, including high-net-worth clients, and integrates financial planning into its advisory relationship for portfolio clients. The firm gathers client objectives through in‑depth personal interviews and establishes investment policies tailored to each client’s time horizon, risk tolerance and liquidity needs, managing accounts on a discretionary basis.

The investment approach emphasizes asset allocation and mutual fund/ETF analysis, with both long‑term and short‑term purchase strategies used as appropriate to client goals and market conditions. Accounts are reviewed at least quarterly and clients receive quarterly reports summarizing performance, balances and holdings; trades are generally implemented on an account‑by‑account basis rather than through block trading.

Distinctive disclosures in the brochure note that the firm’s management personnel are licensed insurance agents and may receive separate commissions for insurance product sales, which creates a potential conflict of interest that the firm discloses to clients. The firm also provides financial planning at no charge to portfolio management clients, does not participate in wrap‑fee programs, and relies on Schwab Institutional for custody and institutional trading services while not voting client proxies.