Forrest Financial Services

Forrest Financial Services serves individual and high‑net-worth clients, providing discretionary investment management alongside comprehensive financial planning and tax planning services. The firm manages approximately $154 million in client assets with a small adviser team and serves roughly 100 client households.

The firm’s investment approach emphasizes strategic asset allocation and fundamental analysis, implemented through diversified, risk‑based portfolios that may include no‑load mutual funds, exchange‑traded funds, individual equities, and fixed income. Advisers typically manage accounts on a discretionary basis, favor a long‑term orientation, and incorporate tax considerations into portfolio construction and planning recommendations.

A distinguishing feature is that the firm’s principals are Certified Public Accountants who provide tax return preparation services directly to clients, with basic tax preparation included and more complex returns handled for a separate flat fee; the firm discloses this arrangement and identifies the attendant conflict of interest. The brochure also notes that the firm does not participate in wrap fee programs, does not accept performance‑based fees, and has no material disciplinary history.