Formation Wealth Management
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$41,084,698
Clients
43
53% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
43
HighAverage account size
$955,458
About
Formation Wealth Management is an independent, single-advisor registered investment adviser that manages about $41.1 million for a small roster of individual, high‑net‑worth, and business clients. The firm provides discretionary portfolio management, standalone financial planning, and retirement‑rollover advice within an ongoing wealth‑management process.
Investment advice is delivered through diversified model portfolios grounded in modern portfolio theory, with primary use of mutual funds and exchange‑traded funds, a focus on long‑term purchases, and periodic rebalancing. The firm also employs special‑situations investing occasionally as a secondary strategy and monitors discretionary accounts on an ongoing basis with at least quarterly reviews.
Distinctive features include a principal who is a CFP® professional with extensive institutional wealth‑management experience and prior military service, and a solo‑practitioner structure operating since 2016. Operationally, the firm routinely directs custody and execution to Charles Schwab’s institutional platform and the principal holds a separate insurance license and may recommend commissionable insurance products, both of which represent potential conflicts of interest clients should consider.
Client services
Financial planning
Portfolio management
Expertise
Wealth management
Fee options
$0 - $500,000: 1.50% $500,001 - $1,000,000: 1.25% $1,000,001 - $3,000,000: 1.00% $3,000,001 - $5,000,000: 0.80% $5,000,001 - $10,000,000: 0.60% $10,000,001+: 0.40%
Commissions may be received by Managing Member for insurance products sold separately as an independent insurance agent.
$250 per hour for financial planning and consulting services
Account minimum: $1,000,000 per household (may be waived at firm's discretion)
Main office location
Formation Wealth Management
822 A1 A North, Suite 310
Ponte Vedra Beach FL 32082, United States
Number of offices
1
Most active in
Formation Wealth Management has reported serving >5 clients in these states in the last 12 months.
Florida · Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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