Form Wealth Advisors, LLC

FORM Wealth Advisors is a team-based SEC-registered RIA managing over $1 billion across eight advisors and serving individual and high‑net‑worth clients, trusts, business entities, and retirement plans. The firm offers holistic financial planning, discretionary portfolio management and 3(38) retirement plan consulting, and it provides annuity and insurance consulting through a third‑party platform.

FORM describes a fiduciary, client‑specific approach that uses an investment policy statement, ongoing portfolio monitoring, and a mix of analytical methods (including modern portfolio theory, technical and fundamental analysis) to tailor allocations to client goals and risk tolerance. Financial planning engagements are presented as event‑driven or ongoing and include access to planners and regular review communications; plan services include participant communication and education.

Compared with many peer teams, FORM’s brochure highlights several uncommon features: the firm uses endorsements, client testimonials and advertises third‑party ratings in its marketing, and it emphasizes educational seminars/workshops and participant education as part of its retirement plan services. It also notes membership on a third‑party insurance platform for annuity consulting and a policy of directing clients to a specific custodian/broker‑dealer, practices that may differ from many similarly sized advisory teams.