Ford Investment Counsel LLC

The firm provides investment advisory and portfolio management primarily to individual and high‑net‑worth clients and also serves qualified retirement plans, offering ERISA plan services that include consulting and the option to act as a 3(38) investment manager. Services include ongoing discretionary and non‑discretionary asset management, financial planning reviews, and participant education for employer‑sponsored plans.

Investment decisions are based on each client’s stated goals, time horizon, and risk tolerance and draw on fundamental analysis with a mix of strategies such as long‑term holdings, shorter‑term trades, fixed income allocations, and options where appropriate. Accounts are reviewed at least quarterly, financial planning is provided without a separate charge, and advisory compensation is generally assessed as a percentage of assets and billed through the account custodian.

Distinctive features include a very small, single‑advisor practice managing roughly $9.8 million across about ten client relationships and an uncommon emphasis among peers on pension consulting and ERISA 3(38) fiduciary services for retirement plans. The firm’s principal holds CFP® certification and maintains an independent insurance license (a disclosed outside business activity that may generate commission compensation), the firm recommends Charles Schwab as custodian, and clients retain responsibility for voting proxies.