Focused Up Financial, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$12,512,278
Total clients
26
0% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
26
Average account size
$481,241
About
Focused Up Financial serves individual and family clients as well as businesses and plan sponsors, providing comprehensive financial planning, investment advisory, and tax preparation services. Offerings include retirement and estate planning, investment analysis and portfolio oversight (via third‑party sub‑advisers), employee benefit plan consulting, and a fractional CFO service that incorporates monthly bookkeeping and Schedule C tax preparation with audit support.
The firm’s advice emphasizes integrated planning that coordinates investment allocation with tax, risk management, and business‑planning considerations, delivered through retainer, hourly, or single‑meeting engagements and periodic (typically quarterly) account reviews. For investments it primarily employs passive, asset‑class based strategies and delegates discretionary portfolio management to a third‑party sub‑adviser while retaining responsibility for client suitability and allocation decisions.
Distinctive elements include regularly offered educational seminars and ongoing pension/employee‑benefit plan services—both of which are uncommon for independent advisers of this size—and a fractional CFO package for small businesses in which the firm covers third‑party subscription costs needed to deliver the service. The firm also discloses a business relationship with its recommended sub‑adviser (Asset Dedication) that provides back‑office billing discounts, a potential conflict of interest the firm says it will consider when making recommendations.
Client services
Financial planning
Portfolio management
Pension consulting
Selection of other advisers
Educational seminars or workshops
Outsourced cfo services
Expertise
Business ownership considerations
Cash flow / budgeting
College savings (529s, UTMA, etc.)
Retirement income strategy
Occupation focus
Founder/Business Owner
Fee options
Financial Review fixed fee of $2,000; Educational Seminars range from $250 to $1,000 per engagement
$0 - $2,000,000: 1.00% annually $2,000,001 - $4,000,000: 0.90% annually $4,000,001 - $6,000,000: 0.80% annually $6,000,001 - $10,000,000: 0.70% annually $10,000,000+: 0.50% annually
Financial planning hourly fee ranges from $300 to $350 per hour
Account minimum: $1,000,000 minimum fee applies for retainer advisory services; no explicit minimum account size required Minimum fee: Minimum quarterly fee of $2,500 for retainer advisory services Fee-only: Fee-only financial planning firm; no commissions accepted
Main office location
Focused Up Financial, LLC
Riverside IL, United States
Number of offices
2
Most active in
Focused Up Financial, LLC has reported serving >5 clients in these states in the last 12 months.
Illinois · Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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