Focus 401 (K) Group, LLC

Focus 401(k) Group, LLC provides advisory and consulting services to trustees and other fiduciaries of qualified retirement plans, serving as either a limited‑scope 3(21) fiduciary or a discretionary 3(38) investment manager. Services described in the brochure include preparation and review of investment policy statements, selection and ongoing monitoring of plan investment options, participant education and enrollment support, and assistance with RFPs and plan conversions.

The firm’s investment process relies on structured due diligence using criteria such as manager tenure, performance versus peer groups and benchmarks, risk measures, up/down market performance, and expense analysis, and it typically produces investment due diligence reports quarterly with client meetings at least annually. As noted in the brochure, Focus 401(k) Group provides non‑discretionary recommendations in 3(21) engagements and exercises discretionary authority over plan investments when engaged as a 3(38) manager, emphasizing ERISA‑focused documentation and processes.

Focus 401(k) Group is concentrated exclusively on qualified plan work and does not offer portfolio management for individual clients or serve non‑retirement individual clients, including high‑net‑worth individuals—a specialization that is relatively uncommon among supported firms. The brochure reports approximately $169.9 million in discretionary 3(38) plan assets and about $430.6 million served through 3(21) consulting, and it discloses no broker‑dealer registration, no external compensation from third parties, and no soft‑dollar arrangements.