Focal Point Financial Planning, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$17,279,726
Clients
27
44% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
27
TypicalAverage account size
$639,990
About
Focal Point Financial Planning, LLC provides financial planning and discretionary portfolio management to individuals, trusts, estates, retirement and pension plans, and high-net-worth clients. Its service menu includes an ongoing Focused Growth Planning program that pairs investment management with comprehensive plan updates, as well as project-based planning on topics like retirement, tax strategies, and estate planning.
The firm builds client-specific investment policies and combines active and passive strategies, employing fundamental, cyclical, technical, and tactical analysis alongside modern portfolio theory to align asset allocation with each client’s risk tolerance and objectives. Clients receive ongoing monitoring, annual reviews, and the option to grant discretionary trading authority with the ability to impose reasonable restrictions.
Noteworthy for a firm of its size, Focal Point offers employee benefit plan consulting and can assume various fiduciary roles for employer-sponsored retirement plans, a capability that is relatively uncommon among similar independent advisers. The firm also manages Deferred Sales Trusts and supports marketing of that strategy through an estate-planning team, reflecting a focus on customized solutions for business owners, plan sponsors, and clients with complex transition needs.
Client services
Financial planning
Portfolio management
Pension consulting
Expertise
Business ownership considerations
Retirement income strategy
Cash flow / budgeting
College savings (529s, UTMA, etc.)
General estate planning guidance
Occupation focus
Founder/Business Owner
Fee options
$0 - $250,000: 1.50% $250,001 - $1,000,000: 1.25% $1,000,001+: 1.00%
Hourly consulting fees available, specific rates not stated
Account minimum: $250,000 Minimum fee: $1,500 per year minimum fee Fee-only: Advisory fees based on assets under management, with a minimum fee of $1,500 per year
Main office location
Focal Point Financial Planning, LLC
Pleasant Grove UT, United States
Number of offices
1
Most active in
Focal Point Financial Planning, LLC has reported serving >5 clients in these states in the last 12 months.
California · Utah
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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