Fluent Financial, LLC

Matthew Pence is a financial advisor at Fluent Financial, LLC in Dallas, TX, holding a Series 65 license with three years of industry experience. He previously worked at Fisher Investments for six years and has additional experience at Wells Fargo. Fluent Financial manages approximately $297 million in discretionary assets for individuals, trusts, pension plans, and business entities, offering asset management through wrap-fee programs as well as financial planning and pension consulting services. The firm’s investment process incorporates fundamental, technical, and cyclical analysis, third-party manager due diligence, and various trading strategies within individualized, discretionary accounts.

Mitchell Kramer is a CFP® with 29 years of industry experience, currently serving at Fluent Financial, LLC in Dallas, TX. He has worked with Private Client Services since 2018 and has been with Fluent Financial since 2005, including a period affiliated with LPL Financial. Outside of his advisory work, he is a driving instructor and coach for the Porsche Club of America and serves on the advisory council for the Texas Tech Rawls School of Business. Fluent Financial manages approximately $297 million in discretionary assets for individuals, trusts, pension plans, and business entities, focusing on asset management through wrap-fee programs alongside financial planning and pension consulting. The firm’s investment approach integrates fundamental, technical, and cyclical analysis with active trading strategies within individualized discretionary accounts.

Ian Cobb is a financial advisor at Fluent Financial, LLC in Dallas, TX, holding Series 63 and Series 66 licenses with two years of industry experience. His prior roles include positions at GuideStone Capital Management and TD Ameritrade. Fluent Financial manages approximately $297 million in discretionary assets for individuals, trusts, pension plans, and business entities, offering asset management through wrap-fee programs along with financial planning and pension consulting services. The firm’s investment approach incorporates fundamental, technical, and cyclical analysis, third-party manager due diligence, and a variety of trading strategies within individualized, discretionary wrap accounts.

Trey Talley is a financial advisor at Fluent Financial, LLC in Dallas, TX, holding Series 63 and Series 66 licenses with eight years of industry experience. His prior roles include positions at Charles Schwab, JPMorgan Securities LLC, and TD Ameritrade. Fluent Financial manages approximately $297 million in discretionary assets for individuals, trusts, pension plans, and business entities, offering asset management through wrap-fee programs alongside financial planning and pension consulting services. The firm employs a multi-faceted investment approach that includes fundamental, technical, and cyclical analysis, third-party manager due diligence, and various trading strategies within individualized discretionary accounts.