Fleming Financial Services logo

Fleming Financial Services

Updated today

Client assets under management

$58,000,000

Clients

478

74% high-net worth

Advisors

4

of 8 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

120

Very High

Average account size

$121,339

About

Fleming Financial Services is a team advisory firm managing roughly $58 million for individual and high‑net‑worth clients, with six advisors and several hundred client relationships. The firm provides discretionary portfolio management alongside comprehensive financial planning services that cover retirement planning, business planning, cash‑flow and debt management, insurance review, and estate planning.

The firm manages accounts on a client‑by‑client basis, implementing portfolios consistent with each client’s objectives, risk tolerance, and written restrictions, and it typically operates under limited trading authority for discretionary accounts. In forming and executing investment decisions FFS uses third‑party software and custodian research — including pricing and market data — and conducts at least annual reviews, while recommending a primary custodian relationship to facilitate trade execution and custody.

Compared with many team firms, FFS discloses the production of periodicals and client newsletters and the presentation of educational seminars or workshops, and it emphasizes the use of security pricing/analytics in its investment process, features that are relatively uncommon among peers. The brochure also discloses that certain staff are licensed to sell insurance and that the firm participates in solicitor and custodian programs, with related conflicts of interest described in its disclosures.

Client services

Financial planning Portfolio management Pension consulting Newsletters or periodicals Educational seminars or workshops Security ratings or pricing

Expertise

General retirement planning Cash flow / budgeting College savings (529s, UTMA, etc.) Debt management Business exit / sale strategy

Fee options

Fixed

Financial planning fixed fees range between $495.00 and $4,995.00, negotiable.

Commissions

Advisory professionals may receive commissions for insurance product sales.

Project-based

Financial planning hourly rate of $150.00 per hour, negotiable.

Other

Account minimum: $50,000

Main office location

Fleming Financial Services

4702 E. Southern Av

Mesa AZ 85206, United States

Number of offices

2

Most active in

Arizona

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Sean F

Series 65

Mesa, AZ

Fleming Financial Services

Sean Fleming is a financial advisor at Fleming Financial Services in Mesa, AZ, with eight years of industry experience. He holds a Series 65 designation and has been with Fleming Financial Services since 2013. Outside of advising, he hosts a weekly radio show called My Smart Retirement on Money Radio. Fleming Financial Services is a team advisory firm managing approximately $58 million for individual and high-net-worth clients. The firm offers discretionary portfolio management and comprehensive financial planning services tailored to each client’s objectives and risk tolerance.

General retirement planning Cash flow / budgeting College savings (529s, UTMA, etc.) Debt management Business exit / sale strategy
user avatar

Geoffrey G

Series 66

Mesa, AZ

Fleming Financial Services

Geoffrey Garner is a financial advisor at Fleming Financial Services with 11 years of industry experience. He holds the Series 66 designation and has previously worked at Morgan Stanley, Bank of America, N.A., and Merrill Lynch, Pierce, Fenner & Smith Incorporated. Fleming Financial Services is a team advisory firm managing approximately $58 million for individual and high-net-worth clients. The firm offers discretionary portfolio management and comprehensive financial planning, focusing on personalized investment strategies aligned with client objectives and risk tolerance.

General retirement planning Cash flow / budgeting College savings (529s, UTMA, etc.) Debt management Business exit / sale strategy
user avatar

Michael S

Series 65

Mesa, AZ

Fleming Financial Services

Michael Saban is a Series 65-licensed advisor with Fleming Financial Services, where he has worked since 2020. He has four years of industry experience and also serves as an Education Director at Online Trading Academy. Fleming Financial Services is a team advisory firm managing approximately $58 million for individual and high-net-worth clients. The firm provides discretionary portfolio management and comprehensive financial planning services tailored to each client's objectives and risk tolerance.

General retirement planning Cash flow / budgeting College savings (529s, UTMA, etc.) Debt management Business exit / sale strategy
user avatar

Nancy F

CFP®, Series 63, Series 65

Mesa, AZ

Fleming Financial Services

Nancy Fleming is a CFP® with 20 years of industry experience and is a principal at Fleming Financial Services. She has been with the firm since 1997 and currently works as part of a six-advisor team. Outside of her advisory role, she hosts a weekly radio show called My Smart Retirement, which airs on Money Radio and is available on various digital platforms. Fleming Financial Services manages approximately $58 million for individual and high-net-worth clients, offering discretionary portfolio management and comprehensive financial planning services tailored to each client’s objectives and risk tolerance. The firm distinguishes itself by producing educational content and utilizing advanced security pricing and analytics in its investment process.

General retirement planning Cash flow / budgeting College savings (529s, UTMA, etc.) Debt management Business exit / sale strategy
Warmer team member

Not sure where to start?

We'll help you think it through – whether you ultimately need an advisor or not.

Call (201) 292-4557

Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.

Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.

For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.

By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev

© 2026 Warmer Holdings Inc. ("Warmer")