FLB Capital Management, LLC

FLB Capital Management provides investment advisory and financial planning services to individuals, businesses, pension and profit-sharing plans, trusts, estates and charitable organizations. The firm offers discretionary portfolio management billed as a percentage of assets under management and hourly financial planning consultations, and it may select or monitor third‑party managers on clients’ behalf.

The adviser employs multiple methods of security analysis — including charting, fundamental, technical and cyclical approaches — and generally pursues a long‑term investment strategy while occasionally using shorter‑term trades. Accounts are monitored on an ongoing basis, clients receive transaction confirmations and at least quarterly statements from custodians, and advisory fees are billed quarterly in advance.

Distinctive aspects of the practice include the principal’s role as a licensed insurance agent operating FLB Marketing Services, through which insurance products may be recommended and commissions received, and the provision of trust and estate planning and trust protector services via a separate entity, FLB Consulting Services. The adviser also operates unrelated business activities (technology services for concession vendors and a real estate holding company) and holds advanced estate‑planning credentials, which together set the firm apart from many peers that do not combine insurance brokerage, trust‑protector work and other commercial enterprises with investment management.