Flavin Financial Services, Inc.

Flavin Financial Services provides discretionary wealth management and retirement‑plan advisory services to individuals (including high‑net‑worth clients), trusts, small businesses, and plan sponsors. The firm manages about $205 million in client assets and offers ongoing financial planning, portfolio management, co‑advisory arrangements, and the use of sub‑advisers.

Investment decisions are driven by fundamental analysis—identifying companies with strong balance sheets, steady earnings, dividend histories and international exposure—and portfolios are constructed from ETFs, mutual funds, individual stocks and bonds with allocations tailored to each client’s objectives and restrictions. The firm conducts due diligence on third‑party managers, uses co‑advisory relationships when appropriate, and performs regular (generally quarterly) account monitoring and reporting.

Distinctively, the adviser is affiliated with an accounting firm and several advisory professionals maintain concurrent accounting practices, with mutual referrals handled under separate engagement agreements. The firm also emphasizes participant education and runs seminars and workshops for clients and retirement‑plan participants, and one senior professional’s outside role leading a private primary/secondary school is disclosed as a material outside business activity.