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Flagship Wealth Advisors, LLC.

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Client assets under management

$744,179,865

Clients

478

45% high-net worth

Advisors

7

of 7 employees

Firm type

Team

4-10 advisors or $500M+ in AUM

Clients per advisor

68

Typical

Average account size

$1,556,862

About

Flagship Wealth Advisors, LLC provides investment advice and financial planning to individuals (including high‑net‑worth clients), trusts, estates, corporations and employer retirement plans. The firm offers portfolio management, retirement plan consulting, financial planning, and access to wrap and model portfolio programs through its Vision2020 Wealth Management platform.

The firm’s investment process emphasizes asset allocation and diversified exposure to mutual funds, ETFs and, where appropriate, variable annuity sub‑accounts, with ongoing portfolio supervision and quarterly reviews; it also engages unaffiliated independent managers for some mandates. Flagship uses third‑party planning and reporting tools (eMoney), treats cash as an asset class, and discloses controlled use of AI tools under its internal policy and client direction for ESG considerations.

Flagship is notable among peers for its other industry affiliations: the firm has a connection to an accounting practice (Facchetti and Facchetti) and several advisors are dually registered as representatives of Osaic Wealth, with custodial relationships through Osaic/Pershing. These arrangements provide integrated service options but also create potential conflicts of interest—such as commission‑based product recommendations, receipt of non‑transaction support from custodians, and a disclosed forgivable loan to a firm principal from the recommended broker‑dealer—that clients should weigh when considering the firm’s recommendations.

Client services

Financial planning Portfolio management Pension consulting

Expertise

Retirement plans for business owners (SEP, solo 401k) General retirement planning Wealth management

Occupation focus

Founder/Business Owner Retired

Fee options

Fixed

Fixed financial planning fees from $1,500 to $25,000

Percentage

$0 - $1,000,000: 1.00% $1,000,000 - $2,000,000: 0.80% $2,000,000 - $5,000,000: 0.60% $5,000,000 - $25,000,000: 0.40% $25,000,000+: 0.30%

Commissions

Commissions for securities sales through Osaic Wealth, variable annuities, insurance products; commission transactions disclosed

Project-based

$150 to $350 per hour for financial planning and consulting services

Other

Fee-only: Fixed fees $1,500 to $25,000; Hourly fees $150 to $350 per hour; Retirement plan consulting fees 0.60% for $0-$2M, 0.45% for $2M-$4M, negotiable above $4M

Main office location

Flagship Wealth Advisors, LLC.

301 Edgewater Place, Suite 400

Wakefield MA 01880, United States

Number of offices

2

Most active in

Arizona · California · Connecticut · Florida · Georgia · Maine · Massachusetts · New Hampshire · New Jersey · New York · Rhode Island · Texas · Vermont

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Scott F

Series 66

Wakefield, MA

Flagship Wealth Advisors, LLC.

Scott Facchetti is a Series 66 licensed financial advisor with 24 years of industry experience. He is a partner at Facchetti & Facchetti, Ltd., where he provides tax advice, accounting, payroll, bookkeeping, and business consulting services. Facchetti has held positions at Royal Alliance Associates and Advest, Inc. He is currently an investment advisor at Flagship Wealth Advisors, LLC. Flagship Wealth Advisors serves individuals, high-net-worth households, trusts, estates, corporations, and retirement plans, offering portfolio management, financial planning, and retirement-plan consulting. The firm employs a long-term investment approach focused on mutual funds and ETFs, using both advisor-managed and model portfolio programs.

Retirement plans for business owners (SEP, solo 401k) General retirement planning Wealth management Founder/Business Owner Retired
user avatar

Paul R

CFP®, Series 63, Series 65

Wakefield, MA

Flagship Wealth Advisors, LLC.

Paul Ryan is a CFP® professional with 37 years of experience in the financial services industry. He has been with Flagship Wealth Advisors, LLC since 2016 and previously worked at Watermill Advisery Service, Inc., Flagship Financial Advisors, LLC, and Osaic Wealth, Inc. Outside of his advisory role, he owns a traditional insurance business focusing on fixed life and long-term care insurance and serves as a notary public. Flagship Wealth Advisors serves individuals, high-net-worth households, trusts, estates, corporations, and retirement plans, offering discretionary and non-discretionary portfolio management, financial planning, and retirement-plan consulting. The firm emphasizes long-term asset allocation using mutual funds and ETFs, with regular account reviews and both advisor-managed and model portfolio programs.

Retirement plans for business owners (SEP, solo 401k) General retirement planning Wealth management Founder/Business Owner Retired
user avatar

Donald J

Series 63

Wakefield, MA

Flagship Wealth Advisors, LLC.

Donald Joyal is a financial advisor with Flagship Wealth Advisors, LLC, holding a Series 63 designation and over 31 years of industry experience. He has been affiliated with Royal Alliance Associates, Inc. since 2001. Outside of his advisory role, he is involved in entertainment capital management and owns several insurance-related businesses focused on life, nursing home, and home healthcare insurance. Flagship Wealth Advisors serves individuals, high-net-worth households, trusts, estates, corporations, and retirement plans by providing portfolio management, financial planning, and retirement-plan consulting. The firm employs a long-term investment approach emphasizing mutual funds and ETFs, with regular portfolio reviews and a focus on customized asset allocation.

Retirement plans for business owners (SEP, solo 401k) General retirement planning Wealth management Founder/Business Owner Retired
user avatar

Richard J

Series 63

Wakefield, MA

Flagship Wealth Advisors, LLC.

Richard Joyal is a financial advisor with Flagship Wealth Advisors, LLC, holding a Series 63 designation and eight years of industry experience. He has been involved with Joyal Capital Management since 2000 and Seacost, L.P. since 1996. Outside of advisory work, he is principal of Joyal Insurance Agency, which provides insurance sales and estate planning services. Flagship Wealth Advisors serves individuals, high-net-worth households, trusts, estates, corporations, and retirement plans by offering discretionary and non-discretionary portfolio management, financial planning, and retirement-plan consulting. The firm emphasizes long-term asset allocation using mutual funds and ETFs, with regular account reviews and a combination of advisor-managed and model portfolio programs.

Retirement plans for business owners (SEP, solo 401k) General retirement planning Wealth management Founder/Business Owner Retired
user avatar

Stephen S

Series 63

Wakefield, MA

Flagship Wealth Advisors, LLC.

Stephen Stabile is a financial advisor with Flagship Wealth Advisors, LLC, holding a Series 63 license and bringing 31 years of industry experience. He has been associated with Royal Alliance Associates since 2003. Outside of his advisory role, he serves as a trustee for an irrevocable life insurance trust for a family member. Flagship Wealth Advisors serves individuals, high-net-worth households, trusts, estates, corporations, and retirement plans by providing discretionary and non-discretionary portfolio management, financial planning, and retirement-plan consulting. The firm employs a long-term investment approach using advisor-managed and model portfolio programs, with an emphasis on mutual funds and ETFs.

Retirement plans for business owners (SEP, solo 401k) General retirement planning Wealth management Founder/Business Owner Retired
user avatar

Susan B

Series 66

Wakefield, MA

Flagship Wealth Advisors, LLC.

Susan Big is a financial advisor with Flagship Wealth Advisors, LLC, holding a Series 66 designation and 26 years of industry experience. She has been affiliated with Royal Alliance Associates since 2007 and serves as an investment advisory representative at Flagship Wealth Advisors. Flagship Wealth Advisors serves individuals, high-net-worth households, trusts, estates, corporations, and retirement plans, providing discretionary and non-discretionary portfolio management, financial planning, and retirement-plan consulting. The firm emphasizes long-term asset allocation using mutual funds and ETFs, with regular account reviews and both advisor-managed and model portfolio options.

Retirement plans for business owners (SEP, solo 401k) General retirement planning Wealth management Founder/Business Owner Retired
user avatar

Barbara R

Series 66

West Chatham, MA

Flagship Wealth Advisors, LLC.

Barbara Reed is an investment advisor with Flagship Wealth Advisors, LLC, holding a Series 66 designation and bringing 15 years of industry experience. She has worked at OSAIC since 2010 and has operated Reed Financial Group since 2009. Outside of her advisory role, Reed serves as a board member of The Chatham Music Club, a nonprofit organization that promotes classical music performances and provides scholarships for students. Flagship Wealth Advisors serves individuals, high-net-worth households, trusts, estates, corporations, and retirement plans by offering discretionary and non-discretionary portfolio management, financial planning, and retirement-plan consulting. The firm emphasizes long-term asset allocation using mutual funds and ETFs, with regular account reviews and a comprehensive investment approach incorporating both advisor-managed and model portfolios.

Retirement plans for business owners (SEP, solo 401k) General retirement planning Wealth management Founder/Business Owner Retired
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