Five Peaks Financial Consulting, Inc.

Five Peaks Financial Consulting provides comprehensive financial planning and investment advisory services to a small number of high‑net‑worth households as well as pension and profit‑sharing plans, trusts, estates, charitable organizations, and small businesses. Services include goal setting, cash flow and tax planning, insurance analysis, retirement and estate planning, pension/ERISA plan design, and assistance selecting and monitoring third‑party investment managers.

Like many independent advisers, the firm commonly charges asset‑based fees and documents client objectives in written investment policy statements with periodic reviews. FPFC does not itself take discretionary trading authority for client accounts; instead it primarily operates on a non‑discretionary basis by recommending and overseeing discretionary strategists deployed via an outsourced platform and revisiting allocations at least annually.

Distinctive aspects of the firm include its licensed activity as an insurance broker/agent and its ongoing pension consulting and ERISA plan support, services that are less common among similar independent advisers. The firm maintains a very small, exclusively high‑net‑worth client base, and has recently formalized referral and succession arrangements as it transitions ownership and client intake.